Meet Joii, your 24/7 online vet

Free consultations included with your Policy Expert pet insurance.

Meet Joii, your 24/7 online vet

Trusted vet care. Anytime, anywhere

As a Policy Expert pet insurance customer, you can now access professional veterinary support whenever you need it - whether that’s late at night when your cat develops an unusual symptom, or on a Sunday morning when your dog seems not quite themselves. With Joii, getting expert advice doesn’t mean waiting until Monday or rushing to an emergency practice for something that might not need immediate attention.

What’s included in your online vet consultations

Joii makes it easy to get expert veterinary advice whenever you need support or reassurance about your pet’s health. You can chat with UK-registered vets, book video consultations or use the Joii pet symptom checker to help understand what might be troubling your pet.



Joii is included with your Policy Expert pet insurance policy for free, so there are no consultation fees to pay when you contact its veterinary team through the mobile app or on desktop.

How Joii works

Getting started with a virtual vet consultation through Joii is straightforward. Here's how it works:

  • 1. Download the Joii Pet Care app
  • 2. Create your account

    Select ‘Policy Expert’ as your insurer, then register using the policyholder’s first and last name as shown on your policy documents, along with the email address used to purchase your pet insurance.

  • 3. Get the support you need

    Once you’re registered, you can start using Joii straight away. Chat with a vet, book a video consultation or use the pet symptom checker to help understand what might be troubling your pet. With 24/7 access, support is there whenever you need it.

Why Policy Expert partnered with Joii

We chose Joii because they provide reliable, accessible veterinary care that pet owners value.

  • Trusted by pet owners

    Used by more than 800,000 pet owners across the UK, with 95.9% rating their consultation as satisfactory.

  • Highly rated service

    Rated 4.6 stars on Trustpilot from more than 8,500 reviews.

  • Effective online care

    70% of cases are resolved without an in-person visit, with tailored guidance available through the symptom checker.

A few ways Joii’s online vets can help

Online vet consultations work brilliantly for certain situations. Joii provides early assessment and support. The service is designed to help you make informed decisions about your pet’s care, not to replace veterinary visits when these are clinically required. UK-registered vets on the platform will advise you if your pet needs in-person examination, diagnostic testing, or emergency treatment.

  • Checking an unfamiliar symptom

    Your dog has developed a small lump, or your cat’s eating habits have changed slightly.

  • Getting reassurance about your pet’s health

    Sometimes you just need professional confirmation that what you’re seeing is normal. Perhaps your puppy is behaving differently after vaccinations, or your older cat is sleeping more than usual.

  • Understanding whether further vet attention may be needed

    Your pet isn’t quite right, but you’re not sure if it warrants an emergency visit. Joii vets can help you determine the appropriate urgency and next steps.

  • Getting guidance on appropriate next steps

    You’ve noticed a change in your pet’s behaviour or physical condition and want professional advice on monitoring, home care, or when to book an in-person appointment.

Important information

Joii Pet Care is included with all Policy Expert pet insurance policies - Bronze, Silver and Gold at no additional cost. This means you can access online vet consultations, chat services, and the symptom checker without paying consultation fees.


Online vet consultations are free at the point of use for eligible customers, but prescriptions, recommended treatments, or products will incur separate costs if they're needed. Joii vets can provide guidance and, where appropriate, issue prescriptions - and if a product or treatment is recommended, you can order it directly through the Joii Shop in the app, with next-working-day delivery as standard. You'll need to pay for any medications or products separately from your consultation.


In a genuine emergency-if your pet is having difficulty breathing, has been in an accident, is experiencing uncontrolled bleeding, has had a seizure, or has collapsed, you must seek immediate in-person veterinary care. Don’t delay emergency treatment by starting an online vet consultation first. Joii does not replace emergency or in-person veterinary care when clinically required.


The service is designed to support you with advice, early assessment, and guidance on next steps.


If you’re unsure whether your Policy Expert pet insurance policy includes Joii access, check your policy documents or contact our customer service team for confirmation.

Get started with 24/7 online vet care

Ready to access expert veterinary support whenever you need it?

  • Existing Policy Expert pet insurance customers

    Download the Joii Pet Care app today from the App Store or Google Play Store and register using your policy details. You’ll have immediate access to UK-registered vets through chat, video consultation, or the symptom checker.

  • Not yet a Policy Expert customer?

    Choose pet insurance with online vet access built in and see how we can protect your pet with 24/7 online vet care through Joii.

  • Trusted vet care. Anytime, anywhere.

Online vet & Joii FAQs

What is an online vet consultation?

An online vet consultation lets you speak with a UK-registered vet through video call or chat rather than visiting a physical practice. You can describe your pet’s symptoms, show the vet any visible issues through photos or video, and receive professional advice on what to do next. It’s particularly useful for initial assessments, follow-up advice, or when you’re unsure whether your pet needs an in-person visit.

Is Joii included with Policy Expert pet insurance?

Yes, Joii Pet Care is included at no extra cost with eligible Policy Expert pet insurance policies. You can access online vet consultations, chat with vets, and use the symptom checker without paying consultation fees. Check your policy documents to confirm your cover includes this benefit.

How do I access Joii?

Download the Joii Pet Care app from the App Store or Google Play Store. After installation, register and verify your Policy Expert details. Once your account is set up, you can immediately start using the chat function, book video consultations, or access the symptom checker whenever you need veterinary support.

Are Joii vets UK registered?

Yes, all veterinary consultations through Joii are delivered by UK-registered vets. This ensures that the advice you receive meets UK veterinary standards and is relevant to treatments and medications available in this country.

Can Joii diagnose or prescribe treatment?

Joii vets can provide professional assessment and guidance based on the information you share. In many cases, they can identify likely causes of symptoms and recommend appropriate next steps. Where clinically appropriate and within the limitations of remote consultation, Joii vets may issue prescriptions. However, some conditions require in-person examination for accurate diagnosis, and the vet will advise you if this is necessary for your pet.

What conditions does the symptom checker cover?

Joii's symptom checker covers more than 160 common conditions and offers over 6,000 tailored outcomes, covering a wide range of common pet health concerns. It can help you assess symptoms like changes in appetite, unusual behaviour, skin conditions, digestive issues, and more. The tool guides you through questions about what you’re observing and provides advice on whether your pet needs immediate attention, can be monitored at home, or would benefit from a consultation with a Joii vet.

What happens if my pet needs an in-person appointment?

If the Joii vet determines that your pet needs in-person examination, diagnostic testing, or treatment, they’ll advise you to book an appointment with your local veterinary practice. They can help you understand the urgency-whether you need to see a vet the same day, within the next few days, or can wait for a routine appointment. The Joii consultation doesn’t replace necessary in-person care; it helps you determine when and why your pet needs it. Check your policy documents or contact our customer service team to confirm how to claim for any follow-up vet treatment.

Can I use Joii in an emergency?

No. If your pet is experiencing a genuine emergency-difficulty breathing, suspected poisoning, uncontrolled bleeding, seizures, collapse, or any sudden severe change in condition-you must seek immediate in-person veterinary care. Don’t delay emergency treatment by using the app first. Joii is designed for advice, assessment, and non-emergency support, not for life-threatening situations.

What should I do if I cannot register?

If you’re having difficulty registering for Joii, first check that you have an eligible Policy Expert pet insurance policy and that your policy details are correct. If problems persist, contact Policy Expert customer service. Our team can verify your policy status and help resolve any registration issues with Joii access.

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