Home policy documents

Our easy-to-read policy documents mean that you know exactly what you're covered for

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Before you buy an insurance policy, it’s important you understand what you’re buying. The Policy Summary document gives an overview of key covers and exclusions. The Policy Wording is the full contract document. Those below are our current versions. If you’re already a customer, please login to find the documents for the policy you have purchased.

Home Insurance

Home Plus policy documents
Crystal Mark Plain English Approved

A high level of cover with a comprehensive range of features and benefits for your home.

For policies bought before 12 December 2019

For policies bought on or after 12 December 2019

Home Select policy documents
Crystal Mark Plain English Approved

A product offering fundamental cover for both buildings and contents, provided by Policy Expert.

For policies bought before 12 December 2019

For policies bought on or after 12 December 2019

Home Premier policy documents
Crystal Mark Plain English Approved

Policy Expert Home Premier provides one of the best quality offerings on the market, at a competitive price.

For policies bought before 12 December 2019

For policies bought on or after 12 December 2019

Home Essentials policy documents
Crystal Mark Plain English Approved

Home Essentials provides a good level of features and benefits. Exclusively available through Policy Expert.

For policies bought before 12 December 2019

For policies bought on or after 12 December 2019

AXA policy documents

One of the biggest and well known insurance companies in the world.

Midas policy documents

Specialist company that covers unusual properties, flood and subsidence.

Home Legal Expenses

Policy Expert policy documents

Home Legal Select

This policy offers a range of cover to match today’s growing need for legal advice and protection.

Policy Expert policy documents

Home Legal Plus

This comprehensive policy offers a range of cover to match today’s growing need for legal advice and protection.

Home Emergency

Policy Expert policy documents

Home Emergency Select

Open all day, every day, 365 days a year, our Home Emergency providers are with you when you need them.

Policy Expert policy documents

Home Emergency Plus

Open all day, every day, 365 days a year, our Home Emergency providers are with you when you need them.

Key Cover

Policy Expert policy documents

Losing your keys can be a very expensive and anxious experience. This cover provides 24-hour emergency assistance should your keys be lost or stolen.