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Car insurance

Car customers saved an average of £166 when they joined us*

Car insurance for people like you

The kind of car
insurance you want

Uninsured driver promise. No excess to pay, & your no-claims discount is protected if hit by an uninsured driver. (Silver & Gold cover only)

3 year guarantee on repairs when you use one of our approved repairers.

Three cover levels to suit your needs and budget.  

Prices you’ll like because we only insure low risk drivers.

A range of flexible add-ons available. (More info)

An online portal that lets you manage your policy 24/7.

Take your pick

Courtesy Car

(Subject to availability)

Cover whilst driving in Europe

(Up to 90 days per trip, unlimited number of trips)

Personal accident cover

£1,000

£5,000

£10,000

Audio and satnav equipment

Windscreen cover

Uninsured driver promise

(no excess to pay, & your no-claims discount is protected if hit by an uninsured driver)

Child seat cover

£100

Unlimited

Vandalism promise

Legal assistance cover

Roadside assistance breakdown cover

Policy wording

Our policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy wording

Create cover that suits you

Select exactly what you need and we’ll tailor the perfect policy for you.

Legal Assistance

Breakdown cover

Key cover

Replacement vehicle

Personal accident cover

Excess protection

Up to £100,000 towards legal expenses to defend your rights

Help with claiming back car insurance policy excess

Help with settling car hire, purchase or sales disputes

Compensation for a personal injury

Assistance with pot-hole damage, unenforceable parking fines and illegal clamping

Legal Assistance

Breakdown cover

Key cover

Replacement vehicle

Personal accident cover

Excess protection

People love what we do...

Easy and straight forward

Easy and straight forward to take up my Motor Insurance quote which was very competitively priced at £331.08. Would highly recommend Policy Expert for Motor and Home Insurance as I now have both policies with them.

Trevor Von Trilsbach - 03/04/2024

Jolly good price

Just spoke and answered all my questions in language I could understand, no rush and at the end a very good price which I was over the moon with.

Joan - 09/04/2024

Helpful and knowledgeable

The operative I spoke to was polite helpful and very knowledgeable. The policy covers everything I need at a reasonable price.

Linda - 03/04/2024

Simple process

Very straightforward process online and documents all arrived by email promptly. I would certainly recommend taking insurance with this company - oh, and the cost was less than half the quote I got from my current insurer. I'm a very happy man.

Dave, Aberdeenshire - 28/03/2024