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Car insurance

Car customers saved an average of £213 when they joined us*

Car insurance for people like you

The kind of car
insurance you want

Uninsured driver promise. No excess to pay, & your no-claims discount is protected if hit by an uninsured driver. (Silver & Gold cover only)

3 year guarantee on repairs when you use one of our approved repairers.

Three cover levels to suit your needs and budget.  

Prices you’ll like because we only insure low risk drivers.

A range of flexible add-ons available. (More info)

An online portal that lets you manage your policy 24/7.

Take your pick

Courtesy Car

(Subject to availability)

Cover whilst driving in Europe

(Up to 90 days per trip, unlimited number of trips)

Personal accident cover

£1,000

£5,000

£10,000

Audio and satnav equipment

Windscreen cover

Uninsured driver promise

(no excess to pay, & your no-claims discount is protected if hit by an uninsured driver)

Child seat cover

£100

Unlimited

Vandalism promise

Legal assistance cover

Roadside assistance breakdown cover

Policy wording

Our policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy wording

Create cover that suits you

Select exactly what you need and we’ll tailor the perfect policy for you.

Legal Assistance

Breakdown cover

Key cover

Replacement vehicle

Personal accident cover

Excess protection

Up to £100,000 towards legal expenses to defend your rights

Help with claiming back car insurance policy excess

Help with settling car hire, purchase or sales disputes

Compensation for a personal injury

Assistance with pot-hole damage, unenforceable parking fines and illegal clamping

Legal Assistance

Breakdown cover

Key cover

Replacement vehicle

Personal accident cover

Excess protection

People love what we do...

Made some great savings

Policy Expert staff was very easy to work with and answered my questions quickly and with good explanations. Optional policy additions were carefully explained and overall made some great savings over my previous provider- very pleased.

Richard Madden - 07/09/2024

Smooth and efficient experience

Competitively priced with fantastic customer service, I spoke with an actual advisor, it was a very smooth and hassle-free experience.

Joan - 10/09/2024

No nonsense website

No nonsense website, easy to use and select your requirements. Best price on comparison site. Good backup customer service over the phone. Overall, a great experience selecting new car insurance.

John Barlow - 24/08/2024

Helpful customer service

A very competitive price covered all my requirements and later when I had a query, I was able to contact them on the telephone and my query was resolved. A pleasant experience and the customer service representative was very helpful. Thank you.

Dennis Davies - 07/08/2024