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Car insurance

Car customers saved an average of £167 when they joined us*

Car insurance for people like you

The kind of car
insurance you want

Uninsured driver promise. No excess to pay, & your no-claims discount is protected if hit by an uninsured driver. (Silver & Gold cover only)

3 year guarantee on repairs when you use one of our approved repairers.

Three cover levels to suit your needs and budget.  

Prices you’ll like because we only insure low risk drivers.

A range of flexible add-ons available. (More info)

An online portal that lets you manage your policy 24/7.

Take your pick

Courtesy Car

(Subject to availability)

Cover whilst driving in Europe

(Up to 90 days per trip, unlimited number of trips)

Personal accident cover

£1,000

£5,000

£10,000

Audio and satnav equipment

Windscreen cover

Uninsured driver promise

(no excess to pay, & your no-claims discount is protected if hit by an uninsured driver)

Child seat cover

£100

Unlimited

Vandalism promise

Legal assistance cover

Roadside assistance breakdown cover

Policy wording

Our policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy wording

Create cover that suits you

Select exactly what you need and we’ll tailor the perfect policy for you.

Legal Assistance

Breakdown cover

Key cover

Replacement vehicle

Personal accident cover

Excess protection

Up to £100,000 towards legal expenses to defend your rights

Help with claiming back car insurance policy excess

Help with settling car hire, purchase or sales disputes

Compensation for a personal injury

Assistance with pot-hole damage, unenforceable parking fines and illegal clamping

Legal Assistance

Breakdown cover

Key cover

Replacement vehicle

Personal accident cover

Excess protection

People love what we do...

Competitive quote and wonderful company

This was the cheapest quote for my comprehensive motor insurance. The levels of cover offered on the policy were better than even more expensive quotes offered. Policy Expert were very efficient and followed up all my email correspondence very quickly and effectively.

Honey - 07/03/25

Outstanding

Great company. Everything dealt with so easily and kept fully informed throughout The only downside……I didn’t find this company sooner!

Lee Bradley - 01/04/25

Great experience with Policy Expert

Great experience with Policy Expert. Staff were really helpful on the phone and it was easy to submit the claim, plus was happy with regular updates and quick processing.

Hollie - 23/05/25

New Car Insurance Policy

I recently switched to Policy Expert Car Insurance. It was a very smooth transition without any hiccups. I genuinely recommend their services to everyone. Pleasure to deal with them.

Shahzad Mehdi - 29/05/25