The friendly insurance experts

Award winning home and car insurance provider

About us

Our story

We launched Policy Expert in 2011 because we wanted to put people first. Within two years we became the number 1 rated UK home insurance provider on Review Centre - an accolade we've held ever since.

Today we're trusted by over 800,000 home & car insurance customers across the UK, and we’re still putting people first. We’ve been awarded a Crystal Mark from the Plain English campaign for our jargon-free policies. We’ve also won a number of coveted industry accolades, including the Insurance Choice Award for Best Home & Car Insurance Provider, the only awards decided by customer votes.

Our awards

2021

Moneyfacts Consumer Awards
Home Insurance Provider of the Year

2020

Insurance Choice Awards
Best Personal Insurance Broker

British Insurance Awards
Personal Lines Insurer of the Year - Finalist

Compare the Market Simples Awards
Winners in the Service category for Home Insurance

Amazon ScaleUp Awards
Retail/e-commerce business award finalist

Data Analytics Award, Digital Insurance Company of the Year & Insurance Brand of the Year

Moneyfacts Consumer Awards
Highly Commended in the Best Home Insurance Provider category

Number 1 rated home insurer, 2013 - 2020
Review Centre

2019

Insurance Choice Awards
Best Overall Insurance Broker for Car Insurance

Insurance Choice Awards
Best Personal Insurance Broker for Car Insurance

Insurance Times Awards
Customer Champion of The Year – Insurer Winner

Insurance Times Awards
Excellence in Technology
Silver Award

Insurance Times Tech and Innovation Awards
Technology Innovation of the Year and Best Use of Technology for Customer Experience Finalist

Insurance Choice Awards
Highly Commended in the Best Home Insurance category

Insurance Post Creative & Innovation Awards
Customer Experience Award

UK Contact Centre Forum Awards
Best Customer Experience Finalist, Best Medium-sized Contact Centre Finalist

Ecommerce Awards 2019
Best Financial Services eCommerce Winner

European Business Awards
Digital Technology Award National Winner

UK Innovation Company of The Year
ACQ5 Global Awards

UK Business Tech Awards
Best Use of Data Finalist

Ones To Watch - Named as 'Ones to Watch' in Europe in a list of business excellence published by the European Business Awards

Top 100 most disruptive companies
Selected by D/SRUPTION50

UK Customer Experience Awards 2019
Best Use of Insight and Feedback Finalist

Growing Business Awards
Growing Business of the Year: Mid-sized Company (Turnover £25m-£50m) Finalist

Top 10 Insurtech Startups in UK 2019

City AM Awards
Insurance Company of the Year Finalist

2018

Best Overall Insurance Broker for Car Insurance
Insurance Choice Awards 2018

Best Home Insurance Provider
Insurance Choice Awards 2018

One star accreditation
Best Companies to Work For 2018

Innovative company of the year (insurance)
ACQ5 Global Awards

Growth company of the year (insurance)
ACQ5 Global Awards

Game-changer of the year (insurance)
ACQ5 Global Awards

2017

Best Insurance Broker for Car Insurance
Insurance Choice Awards 2017

Best Home Insurance Provider
Insurance Choice Awards 2017

Top 1000 companies to inspire Britain
chosen by London Stock Exchange Group

Rising Star
National Quality & Customer Experience Awards 2017

Policy Expert Giveback

Logo for KidOut Charity

Policy Expert Giveback, a program created by a dedicated group of employees with the backing of our management team, is an example of how Policy Expert supports the passion of our employees to make a positive impact.

Policy Expert are delighted to support KidsOut, a fantastic charity that provides disadvantaged children across the UK with exciting memories to cherish. Whether helping out in simple ways or volunteering our time, skills and creative abilities, Policy Expert employees have the opportunity to make a meaningful difference in the lives of others and have an enduring impact on the children helped by KidsOut.

To learn more about KidsOut, please visit www.kidsout.org.uk

Meet our experts

Paul Gildersleeves<div class='panel-media-subheading'>Finance</div>
Paul Gildersleeves
Finance
Paul is our Chief Financial Officer, so he’s really good with money. So good, in fact, that he owns three alpacas.
Chris Harris<div class='panel-media-subheading'>Renewals</div>
Chris Harris
Renewals
Chris is in charge of renewals, so he helps our customers always get the right deal. Outside the office, he’s a keen golfer.
Steve Jones<div class='panel-media-subheading'>Service</div>
Steve Jones
Service
Steve is responsible for the Customer Service and Support functions. Outside of work he enjoys most sports, particularly football and is a keen QPR supporter (unfortunately for him!).
Adam Powell<div class='panel-media-subheading'>Operations</div>
Adam Powell
Operations
Adam is one of our co-founders as well as our Chief Operations Officer. He's also a proud sausage dog owner.
David Prior<div class='panel-media-subheading'>Underwriting</div>
David Prior
Underwriting
David is our chief underwriter. If he’s not in the office, you’ll probably find him running through the Spanish countryside.

Reviews

We're proud of the industry awards we've received for our customer service. But we really love it when our customers let us know how happy they are.

Number 1

Home insurance
provider in the UK*

Get a quote

What our customers say

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95%

average customer rating for our service

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Quick and easy to use
Quick and easy to use. Saved £200. Great service
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I found it to be a very easy site to…
I found it to be a very easy site to use. It explained things so I can understand in basic form, not long legal jargon, which I don’t understand. I would recommend this insurance company anytime to anyone who asks, it also saved us over £100.00, which is a lot of money to us, which it is to a lot of people. It was a pleasure doing business with them.
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Policy Expert Certainly my Number One Provider
Policy Expert have proved themselves to be a leading provider of Home Insurance. Upon my renewal in March, my current supplier increased the annual price by almost £100.00, a 33% increase and I did not even claim. I have a substantial number of years no claim protection. I have a strong house and buildings insurance as I want my home protected fully. I took legal cover and the emergency protection. I followed the advice from Martin Lewis on his Money Saving Website and took the time to compare the four websites suggested by Martin Lewis, to ensure I got the highest search and details. I wanted a like for like policy as in previous years and POLICY EXPERT came up with the best quote not only in terms of price, but the added value of levels of cover, legal assistance and key cover etc. The quote is £140,00 lower than the renewal quote from my previous insurer. The Customer Service in answering any queries was fast, efficient and easy to understand.
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Very professional
Very professional, helpful and efficient service provided
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Excellent service 👏👍
Excellent service 👏👍
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Great value
Great value, including everything I needed.
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Successfully guided through my…
Successfully guided through my transaction
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great service
they were so helpful on the phone because I could not pay online for some resin. Good price to been paying over 400 this year and seeing i have never made a claim it was getting to much
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Easy and straight forward
Easy and straight forward. Great service
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Easy to use platform
Easy to use platform. good prices. Happy with the resulting insurance. Thanks
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96%

of our customers are happy to recommend us

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Great Company
Excellent company, have always been delighted with price and kept up to date at all times. Would recommend to family and friends. Policy is easy to understand.
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Cannot fault them
Policy Expert have been simple and easy to use for all the time I have been with them, the ease of signing up initially and the renewal were both as simple a process as either could be.For renewals, it made a nice change not to see a company 'hiking up' the policy cost as you're not a new customer anymore. Well done all round.
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Pleasure to deal with
Very easy to deal with online account renewing my insurance. Great customer service, would recommend to anyone.
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Fast and proffesional
Went online and found what I was looking for at the right price and would definitely recommend them to friends.
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Easy to use, very competitive pricing
We have renewed with Policy Expert because they are cheaper than other companies, and we were pleased with how easy it was to get a quote.
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Excellent Service
Hassle free great value insurance would highly recommend.
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Made very easy
I like how efficient and easy this was made for me. The email for renewal was set out very clearly. I have a lot to think about on a daily basis so having this roll over and not have to wait in a long queue on the phone to renew was bliss.
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Excellent service
Excellent service when I had to use the insurance and also very good value for money. I would recommend Policy Expert to anybody.
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Great value and features
Was surprised that the policy came so fully featured for such great value - even included features that more expensive policies had as options. Very pleased.