The friendly insurance experts

We're the UK's fastest-growing and highest-rated home insurance provider

About us

Our story

We launched Policy Expert in 2011 because we wanted to put people first. Within two years we became the number 1 rated UK home insurance provider on Review Centre - an accolade we've held ever since.

Today we’re trusted by half a million customers across the UK, and we’re still putting people first. We’ve been awarded a Crystal Mark from the Plain English campaign for our jargon-free policies. We’ve also won a number of coveted industry accolades, including the Insurance Choice Award for Best Home Insurance Provider, the only award decided by customer votes.

Our awards

2020

2020 Moneyfacts Consumer Awards
Home Insurance Provider of the Year Finalist

2019

Number 1 rated home insurer, 2013 - 2019
Review Center

Insurance Times Awards
Customer Champion of The Year – Insurer Winner

Insurance Times Awards
Excellence in Technology
Silver Award

Insurance Times Tech and Innovation Awards
Technology Innovation of the Year and Best Use of Technology for Customer Experience Finalist

Insurance Choice Awards
Highly Commended in the Best Home Insurance category

Insurance Post Creative and Innovation Awards
Digital Insurance Company of the Year Finalist, The Customer Experience Award Finalist, The Data Analytics Award Finalist

UK Contact Centre Forum Awards
Best Customer Experience Finalist, Best Medium-sized Contact Centre Finalist

Ecommerce Awards 2019
Best Financial Services eCommerce Winner

European Business Awards
Digital Technology Award National Winner

UK Innovation Company of The Year
ACQ5 Global Awards

UK Business Tech Awards
Best Use of Data Finalist

Ones To Watch - Named as 'Ones to Watch' in Europe in a list of business excellence published by the European Business Awards

Top 100 most disruptive companies
Selected by D/SRUPTION50

UK Customer Experience Awards 2019
Best Use of Insight and Feedback Finalist

Growing Business Awards
Growing Business of the Year: Mid-sized Company (Turnover £25m-£50m) Finalist

Top 10 Insurtech Startups in UK 2019

City AM Awards
Insurance Company of the Year Finalist

2018

Best Home Insurance Provider
Insurance Choice Awards 2018

One star accreditation
Best Companies to Work For 2018

Innovative company of the year (insurance)
ACQ5 Global Awards

Growth company of the year (insurance)
ACQ5 Global Awards

Game-changer of the year (insurance)
ACQ5 Global Awards

2017

Best Home Insurance Provider
Insurance Choice Awards 2017

Top 1000 companies to inspire Britain
chosen by London Stock Exchange Group

Rising Star
National Quality & Customer Experience Awards 2017

Policy Expert Giveback

Logo for KidOut Charity

Policy Expert Giveback, a program created by a dedicated group of employees with the backing of our management team, is an example of how Policy Expert supports the passion of our employees to make a positive impact.

Policy Expert are delighted to support KidsOut, a fantastic charity that provides disadvantaged children across the UK with exciting memories to cherish. Whether helping out in simple ways or volunteering our time, skills and creative abilities, Policy Expert employees have the opportunity to make a meaningful difference in the lives of others and have an enduring impact on the children helped by KidsOut.

To learn more about KidsOut, please visit www.kidsout.org.uk

Meet our experts

Paul Gildersleeves
Finance
Paul is our Chief Financial Officer, so he’s really good with money. So good, in fact, that he owns three alpacas.
Chris Harris
Renewals
Chris is in charge of renewals, so he helps our customers always get the right deal. Outside the office, he’s a keen golfer.
Steve Jones
Service
Steve is responsible for the Customer Service and Support functions. Outside of work he enjoys most sports, particularly football and is a keen QPR supporter (unfortunately for him!).
Adam Powell
Operations
Adam is one of our co-founders as well as our Chief Operations Officer. He's also a proud sausage dog owner.
David Prior
Underwriting
David is our chief underwriter. If he’s not in the office, you’ll probably find him running through the Spanish countryside.
Tara Rist
HR and L&D
Tara leads our HR team. She’s so diligent and determined she once beat Paula Radcliffe in a race.

Reviews

We're proud of the industry awards we've received for our customer service. But we really love it when our customers let us know how happy they are.

Number 1

Home insurance
provider in the UK*

Get a quote

What our customers say

TrustPilot logo

92%

average customer rating for our service

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Made my first home insurance claim…
Made my first home insurance claim after being a homeowner for over 20 years. The process was smooth, efficient and I was professionally led through each stage of the claim. Received my renewal which I was expecting to be horrendous but to my surprise it was only GBP15.00 higher than the year before, but still some GBP100 cheaper than comparison sites. Very happy.
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Very good explained everything.
Very good explained everything.
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Very pleased
I was telephoned and reminded my policy was due for renewal, I wasn't pestered I was left to think about it and was called back to discuss the options. I was fully informed and given a reasonable price. This together with polite and informative assistance made the experience deserve its rating!
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Good friendly service
Good friendly service
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Easy to use and hassle free
Easy to use and hassle free
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Automatic renewal
Automatic renewal, quick and easy, no hassle.
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Quick and efficient service
Quick and efficient service
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Extremely helpful and efficient …
Extremely helpful and answered all queries i had. Respond to telephone calls was very quick - no keeping on hold. Very pleased with service and the friendly helpful staff, process of renewing was straightforward without any hitches! The price was also very reasonable, no hefty rises in premiums as a lot of other companies tend to have when you renew a policy.
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smooth operators!
smooth operators!
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Excellent
Excellent phone service, very helpful, didn't have to be too long on the phone either. Very happy.
Review Centre logo

96%

of our customers are happy to recommend us

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V friendly staff
Took plenty of time to discuss a complicated situation and offer options. V warm and friendly. Explained options and took time.
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A very satisfied customer.
I was dealt with on 3 occasions by very friendly helpful and knowledgeable staff who have provided me with appropriate insurance cover at a very reasonable price. Many thanks.
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Untested but good value
I am on my second year with these guys, I have yet to make a claim however the setup seems professional. I am happy with the price and cover assuming a claim gets paid out without hassle, so check other reviews. None the less I gave them a try and stayed with them for a second year. I like them!
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best I have used
So good I have recommended to family and friends very good value for people on a tight budget.
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Customer Service
Good listening/understanding of our concerns (over pricing). Offered viable alternatives which was accepted.
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Great quality and service
I have been using policy experts now for a few years the ease of renewal is flawless great communication and service. Would highly recommend them to family and friends their prices are fair and level of cover is brilliant.
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Quote Renewal
Second year with Policy Expert and it was quite refreshing to find a renewal quote that was cheaper than any other quotes out there. Website is easy to navigate and all documents available easily. Not made a claim on Policy Expert so cannot comment on that process.
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Great value for money
I’ve been with policy expert for over 3 years now due to the fact they always come out the most reasonable. Their website is really easy to use and although I’ve never had to make a claim when I have had questions or queries I’ve been able to find out the answer online or by phone.
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Great renewal price
When policy expert called about renewal I was busy, he asked when was convenient to call back and he called exactly when he said he would, he looked at my renewal and worked out a deal that we were both happy with. It was very easy to renew, the agent was very helpful and courteous. I think I have received good value for money