Prices fixed for 2 years
We'll fix your premium on selected products, so you'll pay the same price next year‡
We're the UK's number 1 rated home insurance provider
We're really proud our customers have made us Review Centre's number 1 rated home insurance provider in the UK, with over 28,204 reviews and a 96% recommendation rating*. We’ve held the top spot since 2013, and work hard to keep it, by providing a great service and putting our customers first every day
Choose your cover level
We offer a range of insurance cover levels for buildings, contents or combined home insurance, so you can get cover that really fits.
Policy Expert Essentials
Policy Expert Premier
Midas
Optional extras and add-ons
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Home emergency
Cover around the clock - 24 hours, 7 days a week, 365 days a year
Boiler breakdown, including heating and hot water failures
Burst pipes, plumbing and drainage problems
We aim to get a fully qualified tradesman out to you within 2 hours
Securing your property in response to problems like smashed windows
Pest and vermin infestations, like wasps or rats
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Legal expenses
A helpline service, staffed by trained professionals, for you to discuss any private legal problem
Compensation for loss of earnings caused by Jury Service
Help to claim compensation if you're injured and it's not your fault
Protection of your legal rights as a home-owner e.g. a boundary or neighbour disputes
Resolution of disputes over goods or services you've bought, including holidays or building works
Identity theft cover including assistance to remove fraudulent activity from your credit file
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Key cover
Round the clock support from our 24-hour emergency helpline
Locksmith call out charges taken care of, to get you back into your home or car
Immobilisers and alarms reprogrammed to stop unwanted intruders if keys are lost or stolen
Up to £1,000 of cover per fob, and up to 4 fobs can be covered under one policy
No excess to pay if you need to claim
Car hire and/or alternative transport are provided if you’re stranded
Optional Extras
Cycle cover
Bicycles covered if stolen while away from home
Higher limit available, useful for expensive bicycles
Compensation if bicycle is damaged whilst locked up outside
Cover throughout the UK, and worldwide
Optional Extras
Accidental damage
Protect against DIY accidents, like hammering through a pipe
Compensation for damage caused by children
Repair or replacement of fixtures and fittings, like sinks or kitchen work surfaces
Cover for spillages, particularly onto carpets or soft furnishings
Covers accidental breakage of valuables, like cracking a TV screen when repositioning it
Repair or replacement of damaged computer equipment, like laptops or tablets
Optional Extras
Away from home
Cover for any items worth less than £2,000 that you take outside of your home
Cover for loss or theft of mobile phones, tablets or laptops
Repayment of money stolen from you, including foreign currency
Goods stolen from an unattended vehicle are covered (as long as it is locked)
Terms and conditions apply
Have a question for us?
Here are some of the things we get asked most about home... See all
- Can I buy a home insurance policy if I have not exchanged contracts on my new property?
- Will my home insurance policy premium increase if I make a claim?
- What should I do if my pipes burst?
- How do I make a claim on my home insurance policy and what happens next?
- Will you replace contents on a new for old basis?
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