Home insurance Car insurance Help Centre
Claims
Contact us
Get a quoteRetrieve quote
Home insurance for people like you

The kind of home
insurance you want

Prices and cover
that mean 90% of our customers stay every year

A Claims service that can pay you direct to cover the cost of replacing items

We’re rated No.1
for Home Insurance on Reviewcentre.com

Take your pick

Buildings insurance sum covered

£600,000

Contents insurance sum covered

£60,000

New for old cover as standard

Alternative accommodation (buildings)

Up to £75,000

Alternative accommodation (contents)

£10,000

Credit cards in and away from home

£1,000

Personal money in the home

£250

Deep freezer contents

£300

Property owners liability

£2,000,000

Replacement locks or keys

£300

Legal Expenses Select

Home Emergency Select

Buildings insurance sum covered

£1,000,000

Contents insurance sum covered

£75,000

New for old cover as standard

Alternative accommodation (buildings)

Up to £100,000

Alternative accommodation (contents)

£10,000

Credit cards in and away from home

£1,000

Personal money in the home

£250

Deep freezer contents

£500

Property owners liability

£2,000,000

Replacement locks or keys

£500

Legal Expenses Select

Home Emergency Select

Buildings insurance sum covered

£1,000,000

Contents insurance sum covered

£100,000

New for old cover as standard

Alternative accommodation (buildings)

Up to £150,000

Alternative accommodation (contents)

£25,000

Credit cards in and away from home

£1,000

Personal money in the home

£1,000

Deep freezer contents

£750

Property owners liability

£5,000,000

Replacement locks or keys

£1,000

Legal Expenses Select

Home Emergency Select

Policy books you can understand

We don’t do gobbledygook! All our policies are written in simple, Plain English.

Policy documents

Create cover that suits you

Select exactly what you need and we’ll tailor the perfect policy for you.

Home emergency

Legal expenses

Key cover

Cycle cover

Accidental damage

Away from home

People love what we do...

Simple

Very simple and straightforward process. Excellent value for money.

Jerry K - 30/10/2022

Great customer service

Had to change my policy before it began and the lady on the phone was super helpful. So lovely and understanding. Great customer service.

Christina Fraser - 27/11/2022

Around £100 cheaper

Best price, around £100 cheaper than my current company quoted on renewal. Went with Policy Expert on a recommendation from a friend, couldn’t be happier.

Lynette - 22/11/2022

Outstanding

I needed help with amendments and the agent was outstanding

Robert - 17/11/2022