We'll fix your Home Insurance premium for 2 years, so instead of going up next year it will stay at the same low price*. Compare quotes now from our panel of hand-picked insurers.
We carefully select the insurers on our panel for their cover levels, price and claims service; to make sure you get the best possible quality for less. What you see is what you get - no hidden excesses or excessive fees. Flexible cover options whether you're after a combined house insurance policy or separate Buildings Insurance or Contents Insurance.
Thanks to the Flood Re scheme, Policy Expert is now able to offer affordable quality cover to homes most at risk of flooding in the UK. Find out more about Flood Re from Policy Expert.
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Our two year fixed offer
Fix your premium for 2 years, so you’ll pay the same low rate next year at renewal*.
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#1 Home Insurance provider**
Policy Expert are the UK’s number 1 rated Home Insurance provider.
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Quotes in under 5 minutes
In just a few minutes you can compare quotes from some of the UK’s leading insurers. Compare quotes from leading insurers, including those exclusive available to Policy Expert.
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93% of customers save money
A survey of 1,668 customers found that 93% saved money when switching to Policy Expert between Jan - Mar 2017, saving an average of £71.92.
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5 Star Defaqto Rated
Buy in the confidence your policy has been independently reviewed by Defaqto.
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UK based support & claims
Our friendly customer service and claims teams are based right here in the UK.
Buy in confidence
No
hidden fees
Unlike other home insurers we do not charge admin fees for making changes to your policy.
No
jargon
Policy Expert are proud supporters of the Plain English campaign so you won't find any jargon in our policies. Read more
Secure
purchasing
All the personal and payment information collected is protected by Digicert.
Customer reviews
Choose your cover
Buildings & Contents Insurance
Usually only suitable for home owners, combined policies provide protection for both your home and its contents should the unexpected happen. Find out more about Buildings and Contents Insurance
Buildings
Insurance
Whilst it's not a legal requirement, most lenders will insist you have buildings insurance as part of your mortgage to ensure the property is adequately protected. Find out more about Buildings Insurance
Contents
Insurance
Best suited to those who rent their home, contents insurance provides cover for your possessions i.e. the things you would take with you when you move home. Find out more about Contents Insurance
Home Insurance guides
Protecting yourself with Property Insurance
Whether your property is damaged by floods or fire or if your possessions are stolen, your property insurance should see you back to normal.
Checklist for keeping your House Insurance Premiums Low
With a little effort you could potentially cut hundreds, if not thousands, of pounds from the long-term cost of your house insurance.
New Build Home Insurance
New build homes are often more energy efficient, and have brand new kitchens, bathrooms, carpets and have the latest in hi-tech specifications.
House Insurance Rebuild Costs
Whether you have a mortgage or own your home outright, it's vital that you financially protect yourself against damage occurring to the building.
New for Old Cover
Most home insurance policies offer ‘new for old’ cover as standard for the building you own and its fixtures, fittings and contents.
Working from home and home insurance
What sort of insurance do you need if you work from home? And what might you need to add to your existing cover to take into account what you do?We work with some of the UK's most trusted brands
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