Car insurance policy wording

These are our current versions. Already a customer? Log into your account to view your documents.

Car insurance policy wording

Car insurance

Before you buy an insurance policy, it's important you understand what you’re buying. The insurance product information document gives an overview of what is covered, and your exclusions. The policy wording is the full contract document.

Bronze cover

Silver cover

Gold cover

Optional extras

The products outlined in this booklet only apply to you if this cover is mentioned in your insurance welcome letter and optional extras schedule.  Please select the relevant document based on when you bought your policy.

On or after the 1st January 2026

Between the 1st August 2025 and 31st December 2025

Between the 1st June 2025 and 31st July 2025

MAX cover

The products outlined in this booklet only apply to you if this cover is mentioned in your insurance welcome letter and optional extras schedule.  Please select the relevant document based on when you bought your policy.

On or after the 1st January 2026

Between the 1st August 2025 and 31st December 2025

Between the 31st Dec 2024 and 31st Jul 2025

Insurance product information document

The products outlined in this booklet only apply to you if this cover is mentioned in your insurance welcome letter and optional extras schedule. 

Excess protection

Key cover

Legal assistance

Personal accident cover

Replacement vehicle

Roadside and recovery

Roadside recovery and at home

Roadside recovery, at home and EU