Dachshunds are loved for their unique shape and big personalities. Compare our cover to suit your budget and needs.
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Pet insurance is not a legal requirement in the UK. It helps with eligible vet costs if your Dachshund becomes ill or injured. The treatment a dog needs, including for IVDD, can vary. Any claim is subject to your policy’s limits, exclusions, excess and any co-payment.
When selecting pet insurance, Policy Expert offers several compelling advantages. Here are a few reasons people choose Policy Expert for their pet insurance needs:
Policy Expert pet insurance is a lifetime policy, meaning limits refresh each year as long as the policy is renewed without a break.
Your quote and schedule will show the premium, cover level, annual limit, excess and any co-payment that applies.
Choose from Bronze, Silver and Gold cover options, each with different annual vet fee limits and benefits.
Before diving into insurance specifics, let's look at what makes dachshunds unique:
Many dachshunds live well into their teens with proper care.
Standard dachshunds typically weigh 7-14kg, whilst Miniature dachshunds weigh under 5kg.
Three distinct types: smooth-haired, long-haired, and wire-haired.
Wide range including red, black and tan, chocolate, cream, dapple, and brindle patterns.
The amount and type of activity that suits a Dachshund depends on their age and health. Ask your vet for advice, particularly if your dog has had back problems.
Varies by coat type, from weekly brushing for smooth coats to more frequent grooming for long-haired varieties.
Bred in Germany to hunt badgers, which explains their tenacious personality.
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Dachshunds are small dogs with lively personalities. Originally bred for hunting, they are often curious, alert and determined. They can form strong bonds with their families and enjoy spending time with them.
Positive training and gradual socialisation can help them build confidence around new people, animals and environments. Every dog has its own personality.
The dachshund's distinctive shape, whilst adorable, comes with significant health implications:
Dachshunds can be more prone to IVDD, which affects the discs in the spine. It may cause pain or difficulty moving. Treatment depends on the individual dog, so speak to your vet if you notice symptoms.
Excess weight puts additional strain on their already vulnerable backs and can lead to diabetes and joint problems.
Small dogs often struggle with overcrowded teeth, leading to periodontal problems.
A genetic condition causing gradual vision loss.
Where the kneecap slips out of place, particularly common in miniature dachshunds.
Some dogs with epilepsy may need ongoing treatment, as advised by their vet.
An endocrine disorder affecting older dogs.
Policy Expert pet insurance covers treatment for illnesses and injuries that occur after your policy starts, provided they're not pre-existing conditions. This makes starting cover whilst your dachshund is young and healthy particularly valuable.
Keeping your dog at a healthy weight can help reduce strain on their back. If you’re concerned about activities such as jumping or using stairs, ask your vet what’s appropriate for your dog.
Your dog’s dietary needs depend on factors such as their age, weight and health. A vet or vet nurse can advise on suitable food, portions and a feeding routine.
Grooming needs depend on coat type. Smooth-haired dachshunds need only weekly brushing and occasional baths. Long-haired varieties require brushing several times weekly to prevent matting. Wire-haired dachshunds benefit from professional hand-stripping a few times yearly. All varieties need regular nail trims, ear cleaning, and dental care.
Despite their small legs, dachshunds need regular exercise, but the right kind. Avoid activities that strain their backs: discourage jumping on and off furniture, use ramps or steps instead, and don't let them go up and down stairs repeatedly.
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Pet insurance isn’t a legal requirement in the UK. It may help with eligible veterinary costs if your dachshund becomes ill or is injured. Whether it’s suitable for you depends on your circumstances and the cover you choose. Policy terms, limits, exclusions, excesses and any co-payment apply.
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Pet insurance costs vary based on several factors including your dog's age, your location, chosen excess amount, coverage level, and your dachshund's specific variety and microchip status. The best approach is to get a specific quote based on your individual circumstances through the Policy Expert website.
Policy Expert offers three levels of pet insurance cover: Bronze, Silver and Gold.
Vet fee limits of £2,000 or £4,000. Bronze covers your dachshund for eligible illnesses and injuries.
Vet fee limits of £5,000 or £7,500. This level can include additional benefits like complementary treatment, behavioural treatment, dental care for accidents, emergency boarding or minding, missing pet cover, and optional Farewell and Holiday cover.
Vet fee limits of £10,000 or £15,000. It comes with higher limits for some benefits, dental care for accidents and illness, Holiday cover as standard, and optional Farewell cover.
Your policy schedule shows the limit you choose. You can also compare the included benefits, premium, excess and any co-payment. Cover remains subject to the policy terms, conditions and exclusions.
Pet insurance can help cover eligible veterinary costs if your dachshund becomes ill or is injured. Benefits vary by cover level and are subject to policy terms, limits and exclusions.
for treating illness and injury up to your chosen annual limit.
such as physiotherapy, hydrotherapy, and acupuncture (subject to limits and conditions, with treatment carried out by registered professionals recommended by your vet).
Included for dogs, with limits varying by tier.
Silver and Gold include up to £50 for local advertising and up to £250 as a reward if your pet goes missing.
Silver and Gold may cover emergency boarding or minding if you or a family member has to stay in hospital and no one can look after your pet, subject to limits and exclusions. Silver is up to £600 or £20/day up to £600; Gold is up to £1,200 or £40/day up to £1,200.
may include holiday cancellation or cutting short your trip up to £2,000 where included. It is optional with Silver and included as standard with Gold.
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“They may be small but dachshunds can take up a mighty big space in our hearts. Giving them the life they deserve and having access to the care they may need is what matters most. So, having the right protection in place can help support them through certain breed-related health conditions that require specialist treatment, while also protecting you from unexpected vet bills”
Linda Crichton, Chief Service and Operations Officer
Given how prone dachshunds are to spinal disc problems, one exclusion matters most: if your dog has shown signs of, been diagnosed with, or been treated for any disc problem before cover starts, that and anything linked to it won't be covered. The full list of exclusions:
Any signs or symptoms of a diagnosed or undiagnosed illness or injury before your policy started or during waiting periods.
Including vaccinations, worming, flea treatments, and health checks.
such as cosmetic treatments not medically necessary.
Varies by tier. Bronze does not include dental care, Silver includes dental care for accidents up to £2,000, and Gold includes dental care for accidents and illness up to £2,000.
Unless you have Silver or Gold cover and your vet confirms the behaviour is due to a mental or emotional disorder.
Your excess and any co-payment also apply. These common conditions illustrate why adequate cover matters for dachshund owners. Contact our claims team as soon as possible and always within 90 days of the incident or first veterinary treatment to report any claim.
To obtain an accurate quote for your dachshund, you'll need:
Your dog's date of birth or age.
Whether they're a standard or miniature dachshund.
Their coat type (smooth, long, or wire-haired).
Microchip number.
Purchase price or estimated value.
Your postcode.
Whether your dog has any pre-existing medical conditions.
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You can still insure your dachshund with a pre-existing condition, but we won't cover that condition or any related illnesses. This includes any signs, symptoms or treatment they've had before your cover starts – whether diagnosed or not. For dachshunds specifically, if your dog has had any spinal disc problems in the past, we can't cover any disc issues.
This is why getting cover early matters. Any health issues that show up for the first time after your cover starts can be covered when you renew.
Policy Expert does not cover pets under six weeks old, or under eight weeks old if sold by a licensed breeder.
Yes, treatment must be carried out by a vet as defined in the policy wording, or by an approved professional where relevant. Complementary treatment may be included on Silver and Gold, subject to limits and conditions, when recommended by a vet and carried out by an approved professional. Silver includes up to £1,000 and Gold up to £2,000.
Dachshunds can be more expensive to insure than some other breeds due to their predisposition to spinal problems and other health conditions. Your specific premium depends on factors including your dog's age, your location, chosen excess, and coverage level.
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