Home insurance

Home customers saved an average of £102 when they joined us*

Home insurance for people like you

The kind of home
insurance you want

Making a claim under both Buildings & Contents? You'll only pay one policy excess.

An online portal that lets you manage your policy 24/7.

A claims service that can pay you direct to cover the cost of replacing items.

A range of flexible add-ons available. (More info)

Three cover levels to suit your needs and budget.

Speak to real people about your policy in our UK-based call centre.

Take your pick

Buildings insurance sum covered

£600,000

£1,000,000

£1,000,000

Contents insurance sum covered

£60,000

£75,000

£100,000

New for old cover as standard

Alternative accommodation (buildings)

Up to £75,000

Up to £100,000

Up to £150,000

Alternative accommodation (contents)

£15,000

£15,000

£25,000

Credit cards in and away from home

£1,000

£1,000

£1,000

Personal money in the home

£250

£250

£1,000

Deep freezer contents

£400

£500

£750

Property owners liability

£2,000,000

£2,000,000

£5,000,000

Replacement locks or keys

£300

£500

£1,000

Legal Expenses Select

Home Emergency Select

Policy wording

Our policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy wording

Create cover that suits you

Select exactly what you need and we’ll tailor the perfect policy for you.

Home emergency

Legal expenses

Key cover

Cycle cover

Accidental damage

Away from home

Home Emergency cover is there for you if you're experiencing an emergency - a sudden, unexpected event which leaves your home unsafe or not secure, or which leaves you without essential services, like heating or a working toilet.

If you have Home Emergency Cover, we'll arrange for a contractor to come and put in place a temporary repair during the emergency, to keep you and your home safe.

Claims line open 24/7, all year round

Burst pipes, plumbing and drainage problems

Security cover (if a window gets smashed, for example)

Boiler breakdown, including heating and hot water failures

Helping with your toilet if it’s blocked or won’t flush.

Home emergency

Legal expenses

Key cover

Cycle cover

Accidental damage

Away from home

People love what we do...

Recommended

I've been with them for a number of years now. Always competitive on price and proper comprehensive cover - they will generally match like for like quotes. I try hard but haven't found anything to beat them.

Paul R - 20/05/25

Fantastic company to deal with

Fantastic company to deal with. Great customer service, helpful and knowledgeable staff who do their best to resolve all issues in a clear and transparent manner. I was unfortunate to suffer a theft of personal belongings and the process was reassuring and seamless. Best ever insurance company I’ve dealt with. Happy to recommend.

Mr S Bradley - 23/05/25

Process of completing documents was simple…

Process of completing documents was simple even for an 88 year old. The resulting quotes were within my budget for 2025/26 and beat the renewal quote hands down from my current provider.

Alistair Hopkins - 26/05/25

Good experience so far

Very easy to get a quote and I am saving £200 on a better home insurance policy than my last provider, so very happy so far.

Wendy Ranade - 29/05/25