Home insurance
Home customers saved an average of £102 when they joined us*

The kind of home
insurance you want
Making a claim under both Buildings & Contents? You'll only pay one policy excess.
An online portal that lets you manage your policy 24/7.
A claims service that can pay you direct to cover the cost of replacing items.
A range of flexible add-ons available. (More info)
Three cover levels to suit your needs and budget.
Speak to real people about your policy in our UK-based call centre.
Take your pick
Buildings insurance sum covered
£600,000
£1,000,000
£1,000,000
Contents insurance sum covered
£60,000
£75,000
£100,000
New for old cover as standard
Alternative accommodation (buildings)
Up to £75,000
Up to £100,000
Up to £150,000
Alternative accommodation (contents)
£15,000
£15,000
£25,000
Credit cards in and away from home
£1,000
£1,000
£1,000
Personal money in the home
£250
£250
£1,000
Deep freezer contents
£400
£500
£750
Property owners liability
£2,000,000
£2,000,000
£5,000,000
Replacement locks or keys
£300
£500
£1,000
Legal Expenses Select
Home Emergency Select
Policy wording
Our policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.
Policy wordingCreate cover that suits you
Select exactly what you need and we’ll tailor the perfect policy for you.
Home emergency
Legal expenses
Key cover
Cycle cover
Accidental damage
Away from home
If you have Home Emergency Cover, we'll arrange for a contractor to come and put in place a temporary repair during the emergency, to keep you and your home safe.
Claims line open 24/7, all year round
Burst pipes, plumbing and drainage problems
Security cover (if a window gets smashed, for example)
Boiler breakdown, including heating and hot water failures
Helping with your toilet if it’s blocked or won’t flush.
Home emergency
Legal expenses
Key cover
Cycle cover
Accidental damage
Away from home
People love what we do...
Recommended
I've been with them for a number of years now. Always competitive on price and proper comprehensive cover - they will generally match like for like quotes. I try hard but haven't found anything to beat them.
Paul R - 20/05/25
Fantastic company to deal with
Fantastic company to deal with. Great customer service, helpful and knowledgeable staff who do their best to resolve all issues in a clear and transparent manner. I was unfortunate to suffer a theft of personal belongings and the process was reassuring and seamless. Best ever insurance company I’ve dealt with. Happy to recommend.
Mr S Bradley - 23/05/25
Process of completing documents was simple…
Process of completing documents was simple even for an 88 year old. The resulting quotes were within my budget for 2025/26 and beat the renewal quote hands down from my current provider.
Alistair Hopkins - 26/05/25
Good experience so far
Very easy to get a quote and I am saving £200 on a better home insurance policy than my last provider, so very happy so far.
Wendy Ranade - 29/05/25