Types of Key Cover

Round-the-clock protection

It's important that a good key insurance policy covers you for the problems and costs associated with losing, or having stolen, your keys; whether for your car, house, business premises or even safety deposit box.

Policy Expert have partnered with specialist insurer, Keycare, to provide round the clock assistance. Giving you the peace of mind that someone is there should you lose your keys over have them stolen.

Features of Key Cover:

  • Replacement locks, keys and locksmith charges worth up to £1,000 each year.
  • Cover for the cost of locksmith call out charges when you need to gain entry into a car or home if locked out.
  • 24-hour emergency helpline with a UK-based support team.
  • All keys attached to a key fob covered, for both personal and business keys.
  • Locks replaced if home keys are lost.
  • Lost car keys cut by roadside where possible, or at the nearest key-cutting facility.
  • No excess to pay – you don't have to pay a penny if you make a claim.
  • Car hire if needed for up to 3 days at maximum £80.00 a day.
  • Onward public transport if needed of up to £80.00.
  • The reprogramming of immobilisers and alarms.
  • Lost key incentive. If your keys are found, Keycare pays the key finder £10.00.
  • Fast track claims service.
  • Direct billing so you don't have to pay out for any costs if you claim.
  • You’re covered anywhere in the EU.
  • Cheaper than going direct to Keycare.