Home insurance for people like you

The kind of home
insurance you want

Prices and cover
that mean 88% of our customers stay every year

A Claims service that can pay you direct to cover the cost of replacing items

We’re rated No.1
for Home Insurance on Reviewcentre.com

Take your pick

Buildings insurance sum covered

£600,000

Contents insurance sum covered

£60,000

New for old cover as standard

Alternative accommodation (buildings)

Up to £75,000

Alternative accommodation (contents)

£10,000

Credit cards in and away from home

£1,000

Personal money in the home

£250

Deep freezer contents

£300

Property owners liability

£2,000,000

Replacement locks or keys

£300

Legal Expenses Select

Home Emergency Select

Buildings insurance sum covered

£1,000,000

Contents insurance sum covered

£75,000

New for old cover as standard

Alternative accommodation (buildings)

Up to £100,000

Alternative accommodation (contents)

£10,000

Credit cards in and away from home

£1,000

Personal money in the home

£250

Deep freezer contents

£500

Property owners liability

£2,000,000

Replacement locks or keys

£500

Legal Expenses Select

Home Emergency Select

Buildings insurance sum covered

£1,000,000

Contents insurance sum covered

£100,000

New for old cover as standard

Alternative accommodation (buildings)

Up to £150,000

Alternative accommodation (contents)

£25,000

Credit cards in and away from home

£1,000

Personal money in the home

£1,000

Deep freezer contents

£750

Property owners liability

£5,000,000

Replacement locks or keys

£1,000

Legal Expenses Select

Home Emergency Select

Understand exactly what you’re covered for

Our policy wording is approved by the Plain English Campaign, who champion policies that are crystal clear.

Policy wording

Create cover that suits you

Select exactly what you need and we’ll tailor the perfect policy for you.

Home emergency

Legal expenses

Key cover

Cycle cover

Accidental damage

Away from home

People love what we do...

More for less

A great product and service, easy to set up and when you compare with other providers, Policy Expert offer more cover for your money without paying a high premium.

Anthony Betts - 12/12/2023

Straightforward Insurance

I’ve used Policy Expert a few times now for a variety of services. Simple, straightforward and excellent prices when compared to many others. Very happy with the service I have received!

Alison Jones - 12/12/2023

Highly recommend

I’ve been totally satisfied with their excellent service during my first year of cover. The invited renewal price was reasonable and competitive. I highly recommend Policy Expert for the great service they offer and provide.

D Prunty - 16/11/2023

Hassle free claims

Good price for home insurance. Actually had to make a claim for a lost earring and the process was made very easy with no quibbles or argument. The first time we have made a claim in many years. Would definitely recommend.

Mr Williams - 20/11/2023