Home insurance for people like you

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92% of you saved an average of £74 when you switched to us*.

4.6/5 from 36,200 reviews. 96% of users recommend us.

What we do

We think our home insurance could be right for you.

We aim to keep our prices down by insuring only low risk people (like you).

You get free Home Emergency and Legal Expenses cover.▵

Our online Claims process helps resolve your simple claims without fuss.

And we guarantee our repair work on your home for 2 years.

No wonder you’ve voted us the UK’s no.1 home insurance provider for 9 years on the trot. Thanks!

Our Home insurance products

We put you first. Starting with finding you the right cover for your needs. Then getting you the best price.

Buildings insurance sum covered

£1,000,000

Contents insurance sum covered

£75,000

New for old cover as standard

Alternative accommodation (buildings)

Up to £100,000

Alternative accommodation (contents)

£10,000

Credit cards in and away from home

£1,000

Personal money in the home

£250

Deep freezer contents

£500

Property owners liability

£2,000,000

Replacement locks or keys

£500

Buildings insurance sum covered

£1,000,000

Contents insurance sum covered

£100,000

New for old cover as standard

Alternative accommodation (buildings)

Up to £150,000

Alternative accommodation (contents)

£25,000

Credit cards in and away from home

£1,000

Personal money in the home

£1,000

Deep freezer contents

£750

Property owners liability

£5,000,000

Replacement locks or keys

£1,000

Home Policy documents

Our easy-read policy documents mean that you know exactly what you’re covered for.

We don’t do gobbledygook. All our policies are written in simple Plain English.

Tailored cover to suit you

Select exactly what you need cover for, and we’ll tailor the perfect policy for you.

Home emergency

Legal expenses

Key cover

Cycle cover

Accidental damage

Away from home

Ask away

Have any questions? Our UK-based service team has all the help and support you need and is only a click away.

Already a customer

Click to renew or manage your policy.

You first

At Policy Expert we put you, the customer, first.

From policy wording to claims and repairs, we’re on a mission to make Insurance for people like you.

And as you’ve rated us the UK’s no.1 rated home insurance provider since 2013**, it must be going alright.

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