Home Insurance

Fixed price cover until 2016*

We'll fix the price of your home insurance for 2 years, so instead of your premium going up next year it will stay at the same low price. Compare quotes now from our panel of hand-picked insurers.

We'll fix the price of your Home Insurance for 2 years, so instead of your premium going up next year it will stay at the same low price*. Compare quotes now from our panel of hand-picked insurers.

We carefully select the insurers on our panel for their cover levels, price and claims service; to make sure you get the best possible quality for less. What you see is what you get - no hidden excesses or excessive fees. Flexible cover options whether you’re after a combined home insurance policy or separate Buildings Insurance or Contents Insurance.

Why use Policy Expert?

Because we go further.

We've brought together a leading panel of insurers to bring you these benefits

  • 2 Year Fixed Premiums on selected insurers helping you save for longer
  • Quick & simple quote process
  • Compare multiple quotes from tried & tested leading UK insurance brands
  • Policy Expert support at every stage, including when you make a claim
  • Optional Extras to extend protection where you need it

How much could you save?

Probably more than you think.

See how much you could save compared to other home insurance providers*

  • Churchill
    you could save£75.85
  • Privilege
    you could save£109.56
  • Legal & General
    you could save£30.94
  • Nationwide
    you could save£98.71
  • Directline
    you could save£68.87
10% of people could achieve these savings. Your premium will depend on individual circumstances. Insurers detailed in saving table offer similar cover compared to Policy Expert. Price Comparison generated by Policy Expert based on source data provided by Premium Research Ltd in September 2013.

Standard features of a combined home insurance policy

Full details of what is and isn’t covered can be found in the Policy Documents.

  • Contents Cover with 'New for Old' replacement which means you’ll get an equivalent new item as a replacement. Find out more about Contents Insurance.
  • Buildings Cover that extends to your garden, driveway, garage, greenhouse or outhouse. Find out more about Buildings Insurance.
  • Alternative Accommodation Alternative Accommodation for your family and pets if your property becomes uninhabitable as a result of an insured loss.
  • Valuables & High Risk Item Cover for your most precious belongings when they’re in the home. You’ll need to tell us if you need to cover them when you’re out and about.
  • Replacement Lock & Keys Cover if your house keys are lost or stolen.

Home Insurance Reviews

4.4 Av. rating 4.4/5 (1,170 customer reviews)

We ask every new customer to tell us what they think of our service. Collected by an independent third party – Trust Pilot.

4 4/5 Seems good value on the face of it.
The policy had everything we required at a very competitive price. Would advise paying the premium in total to avoid being involved with a third party. All telephone correspondence was conducted very professionally.
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1 1/5 DO NOT TRUST POLICY EXPERT TO FORWARD ON YOUR INSURANCE SCHEDULE TO YOUR MORTGAGE PROVIDER
I phoned my mortgage provider today - received a letter from them asking for details of my new insurance policy - guess what - they had none. I had given Policy Expert their fax number upon paying for my insurance - over the phone so I spoke to a human being and he assured me he would forward the schedule immediately. Guess it was time for a coffee break.......hope he enjoyed it as it has cost me in telephone calls...... So, having called my mortgage people twice - I had to collect my son in between calls and with all the press this and tell us your account number etc, it was nine minutes before I actually spoke to a human being. Moral of the story - do not rely on them to forward your details. I will have to call mortgage lender again tomorrow - check whether or not they received the details I forwarded to them by email and I will also post them on Monday to avoid a fine and of course all these extra costs have made for quite an expensive insurance policy!!!! Lesson of the day - first and last policy with Policy Experts - excuse me while I laugh at the ' Expert ' part!!!!!!!!!!!!!!
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4 4/5 Good price home insurance
Searched the web using money supermarket for home insurance and this Policy Expert insurers came out the best quote and with good cover.
3 3/5 Great price but offer only available online!
Having looked at similar prices I found this to be the best price and gave me the cover I wanted. I was contacted by a member of the team to ask if I wanted to continue with my purchase but as I was halfway through I declined. I then got locked out of the website and had to call for assistance. When I got through I was asked if I wanted to complete over the phone however they couldn't match my online deal??? Granted it was not much more but every penny counts. The person I spoke to didn't appear to agree with me and pushed for an over the phone sale which I declined. I nearly didn't take out the insurance because of this but cost and cover were my main drivers. I can't understand why the price was different, as I said good cover and great price but a bit pushy on the phone for me.
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5 5/5 Easy as 1,2,3.
Needed to find a better rate for home and contents insurance, so went on Compare the Market.com,A few others were cheaper until you added on Legal cover and Home emergency. Policy Expert include both for free and the cover is as comprehensive as others .I am saving £137.00 on the quote to renew with the company I used last year, so I'm very happy. Why easy as 1 2 3,........1)select Policy Expert from' Go Compare' 2) Fill out information ,and select payment method, 3)Download policies,Job done!
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5 5/5 Very good quality insurance and a brll price!
I got this very good quality insurance at an excellent price with some freebies thrown in like Legal help and home emergency cover. You should try it, you can't fall off !!!
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5 5/5 Clear and precise responses to Questions
I used gocompare.com to look for house insurance. it was quick and offered me the option to have the top results call me. Policy Expert did call, and were the only ones, and were really great. There was no pressure to buy the policy, when I asked questions the consultant knew the answers or checked them and responded clearly and precisely. When I wanted to think before buying he was only too helpful, and I could speak to the same person again when I bought the policy. I got the policy I wanted and lovely customer service.
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5 5/5 Great service and very friendly :)
A very friendly and helpful conversation, checking what I needed and making sure I didn't purchase anything I didn't need. Made sure I understood what I was purchasing and was satisfied throughout the discussion.
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5 5/5 Brilliant! - Helpful, Professional, Informative and Friendly!!
I have recently purchased Home Insurance and it was a successful, quick and hassle-free experience and the price was so cheap compared to elsewhere. Fantastic and would use again next year. Thanks Policy Expert.
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5 5/5 Bit like ronseal,does excactly what it says on the tin, brilliant service!
Trawling through the internet looking for the best value and cover for my money, policy expert did all that and then some, got a quote from my previous insurer of £394, enquired and checked out this company, sorry to say I had not heard of them, looked at the reviews and took the plunge. My quote for the same cover on everything was £160, no brainier, thank you.
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