Home Insurance

Fixed for 2 years*

Policy Expert Home Premier. 5 Star rated by Defaqto
Policy Expert Home Premier

We'll fix your Home Insurance premium for 2 years, so instead of going up next year it will stay at the same low price*. Compare quotes now from our panel of hand-picked insurers.

We carefully select the insurers on our panel for their cover levels, price and claims service; to make sure you get the best possible quality for less. What you see is what you get - no hidden excesses or excessive fees. Flexible cover options whether you're after a combined house insurance policy or separate Buildings Insurance or Contents Insurance.

  • Our two year fixed offer

    Fix your premium for 2 years, so you’ll pay the same low rate next year at renewal*.

  • #1 Home Insurance provider**

    Policy Expert are the UK’s number 1 rated Home Insurance provider.

  • Quotes in under 5 minutes

    In just a few minutes you can compare quotes from some of the UK’s leading insurers. Compare quotes from leading insurers, including those exclusive available to Policy Expert.

  • 95% of customers save money

    A survey of 1,873 customers found 95% saved money when switching to Policy Expert between Jan- Mar 2015.

  • 5 Star Defaqto Rated

    Buy in the confidence your policy has been independently reviewed by Defaqto.

  • UK based support & claims

    Our friendly customer service and claims teams are based right here in the UK.

Buy in confidence

hidden fees

Unlike other house insurers we do not charge admin fees or charge you for making changes to your policy.

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Policy Expert are proud supporters of the Plain English campaign so you won't find any jargon in our policies. Read more


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Customer Reviews

average customer rating for our service
(from 2,109 reviews)
of our customers are happy to recommend us
(from 3,970 reviews)
save when switching to Policy Expert
(from 1,873 reviews)

Choose your cover

Buildings & Contents Insurance

Usually only suitable for home owners, combined policies provide protection for both your home and its contents should the unexpected happen. Find out more about Buildings and Contents Insurance


Whilst it's not a legal requirement, most lenders will insist you have buildings insurance as part of your mortgage to ensure the property is adequately protected. Find out more about Buildings Insurance


Best suited to those who rent their home, contents insurance provides cover for your possessions i.e. the things you would take with you when you move home. Find out more about Contents Insurance

Home Insurance Guides

Home Insurance Comparison: 5 things you need to know

When you compare home insurance quotes, it can become a little confusing and it's all-too-easy to make false comparisons.

Guide to Buildings Insurance

Buildings insurance is essential for anyone who owns a property as it covers the cost of repairing or rebuilding a building’s structure.

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