Home Insurance

Fixed price cover until 2016*

We'll fix the price of your home insurance for 2 years, so instead of your premium going up next year it will stay at the same low price. Compare quotes now from our panel of hand-picked insurers.

We'll fix the price of your Home Insurance for 2 years, so instead of your premium going up next year it will stay at the same low price*. Compare quotes now from our panel of hand-picked insurers.

We carefully select the insurers on our panel for their cover levels, price and claims service; to make sure you get the best possible quality for less. What you see is what you get - no hidden excesses or excessive fees. Flexible cover options whether you’re after a combined home insurance policy or separate Buildings Insurance or Contents Insurance.

Why use Policy Expert?

Because we go further.

We've brought together a leading panel of insurers to bring you these benefits

  • 2 Year Fixed Premiums on selected insurers helping you save for longer
  • Quick & simple quote process
  • Compare multiple quotes from tried & tested leading UK insurance brands
  • Policy Expert support at every stage, including when you make a claim
  • Optional Extras to extend protection where you need it

How much could you save?

Probably more than you think.

See how much you could save compared to other home insurance providers*

  • Churchill
    you could save£75.85
  • Privilege
    you could save£109.56
  • Legal & General
    you could save£30.94
  • Nationwide
    you could save£98.71
  • Directline
    you could save£68.87
10% of people could achieve these savings. Your premium will depend on individual circumstances. Insurers detailed in saving table offer similar cover compared to Policy Expert. Price Comparison generated by Policy Expert based on source data provided by Premium Research Ltd in September 2013.

Standard features of a combined home insurance policy

Full details of what is and isn’t covered can be found in the Policy Documents.

  • Contents Cover with 'New for Old' replacement which means you’ll get an equivalent new item as a replacement. Find out more about Contents Insurance.
  • Buildings Cover that extends to your garden, driveway, garage, greenhouse or outhouse. Find out more about Buildings Insurance.
  • Alternative Accommodation Alternative Accommodation for your family and pets if your property becomes uninhabitable as a result of an insured loss.
  • Valuables & High Risk Item Cover for your most precious belongings when they’re in the home. You’ll need to tell us if you need to cover them when you’re out and about.
  • Replacement Lock & Keys Cover if your house keys are lost or stolen.

Home Insurance Service Reviews

average customer rating for our service
(from 1,215 reviews)
5 5/5 expert advice from friendly staff
I felt confident in proceeding with policy as the company phoned me while I was looking at the quote online. The advisor confirmed all my details, ensuring the information I had provided was accurate and made sure I had got the right cover for my needs. I also received a followup call when I requested written confirmation of my policy which was forwarded promptly. Very happy with service so far!
5 5/5 Policy Expert Insurance
Very easy to use website.
5 5/5 the price I got was so competive. great.
Today we are all looking for value for money ,that's what I got.
5 5/5 good service
would recommend to a friend
5 5/5 Very impressed with the person that I spoke to on the phone.
I have just purchased my home insurance for Policy Expert. I have never heard of them, so I googled the company and they were voted cmpany of the year 2014. I would recommed you get a price from them.
5 5/5 Very satisfied
Was choosing this company from a online comparison company when the phone rang and a lady from the company that I was choosing answered, she took over the tedious form filling for me and made whole experience much easier and also got me a good price. Thank you. Keith.
4 4/5 Fab service
Excellent a. Professional service with competitive prices
5 5/5 very good
good and easy to get
5 5/5 Clear and easy
Claer and easy on 'Compare the Market' as was the follow up telephone conversation. Whilst I hope I don't need to make a claim, if I have to I hope it will be dealt with efficiently and without problems. If all goes well 5 stars remain
4 4/5 insurance at an affordable price
i can recommend Policy Expert if you are thinking of renewing your house insurance. I managed to save at least £50 off last years insurance with another company, and I found changing extremely easy.

Home Insurance Claims Reviews

average customer rating for our claims
(from 25 reviews)
5 5/5 First Class!

I would like to thank you for your communication with me over this claim. I think the attention you have paid to my claim has been first class. Thank you again

5 5/5 A personal thank you…

Just a short note to say a personal thank you for your prompt attention to my claim. I am impressed by the willing attention to all matters leading to a prompt conclusion. Funds received today!

5 5/5 The service was outstanding

The service was outstanding from reporting the issue to resolving it last night. Can’t thank you enough.

5 5/5 Wow!

Wow! I’m so impressed! I never imagined this would be so straight forward, thank you so much for brilliant service

4 4/5 Quick response

This has been a very traumatic time which has been made easier with your quick response and efficiency. I really can’t thank you enough

5 5/5 Swift help and concern

Thank you for your swift help and concern, I really appreciates it and have been with this insurance for a few years and I’m pleased with everything that’s been dealt with

4 4/5 We can not thank you enough

We can not thank you enough for all your assistance and help

5 5/5 Policy Expert will always look after us

We want to thank Roy and all others at Trinity Claims Team who may be involved for the excellent service which we have received throughout the process of our claim. There has been common sense, politeness, good will and fairness all the way. And it has been carried out with speed too. Many many thanks. Our…

5 5/5 First ever claim

I’d also like to take this chance to say how overwhelmed I am with the speed with which you have dealt with my claim and the extraordinary level of customer service offered to me. This is the first time I’ve had to claim on my insurance and I’d like to say a special thank you…

4 4/5 Friendly and efficient

Just wanted to say thank you for your friendly and efficient handling our call this morning following our fire. It was a frightening experience for us but you certainly helped. Once again, thank you

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