Home Insurance

Fixed price cover until 2017*

Policy Expert Home Premier. 5 Star rated by Defaqto
Policy Expert Home Premier

We'll fix the price of your Home Insurance for 2 years, so instead of your premium going up next year it will stay at the same low price*. Compare quotes now from our panel of hand-picked insurers.

We carefully select the insurers on our panel for their cover levels, price and claims service; to make sure you get the best possible quality for less. What you see is what you get - no hidden excesses or excessive fees. Flexible cover options whether you're after a combined home insurance policy or separate Buildings Insurance or Contents Insurance.

  • Two year fixed price

    Fix the price of your policy for 2 years, so you’ll pay the same low rate next year at renewal*.

  • #1 Home Insurance provider**

    Policy Expert are the UK’s number 1 rated Home Insurance provider.

  • Quotes in under 5 minutes

    In just a few minutes you can compare quotes from some of the UK’s leading insurers. Compare quotes from leading insurers, including those exclusive available to Policy Expert.

  • 95% of customers save money

    A survey of 1,873 customers found 95% saved money when switching to Policy Expert between Jan- Mar 2015.

  • 5 Star Defaqto Rated

    Buy in the confidence your policy has been independently reviewed by Defaqto.

  • UK based support & claims

    Our friendly customer service and claims teams are based right here in the UK.

Buy in confidence

No
hidden fees

Unlike other insurers we do not charge admin fees or charge you for making changes to your policy.

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No
jargon

Policy Expert are proud supporters of the Plain English campaign so you won't find any jargon in our policies.

Crystal MarkPlain English Approved

Secure
purchasing

All the personal and payment information collected is protected by Verisign.

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Customer Reviews

85%
average customer rating for our service
(from 1,715 reviews)
92%
of our customers are happy to recommend us
(from 3,556 reviews)
95%
save when switching to Policy Expert
(from 1,873 reviews**)

Choose your cover

Buildings & Contents Insurance

Usually only suitable for home owners, combined policies provide protection for both your home and its contents should the unexpected happen. Find out more about Buildings and Contents Insurance

Buildings
Insurance

Whilst it's not a legal requirement, most lenders will insist you have buildings insurance as part of your mortgage to ensure the property is adequately protected. Find out more about Buildings Insurance

Contents
Insurance

Best suited to those who rent their home, contents insurance provides cover for your possessions i.e. the things you would take with you when you move home. Find out more about Contents Insurance

Home Insurance Guides

Flooding and Home Insurance

UK homes face an increasing risk of flooding as heavy rainfall and violent storms become more frequent and widespread due to climate change.

How to Invalidate your Home Insurance

Understanding some of the more common reasons Home Insurance is invalidated, can help you avoid making the same mistake.

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