Plenty of accidents occur due to drivers checking their mobile phones while at the wheel, but many others are now caused by the increasing amount of ‘dashboard distractions’ newer cars have.
Thousands of Brits take their cars on the big annual summer getaway to continental Europe each year. But a good many go without having the right car insurance.
The thought of driverless cars might scare you silly, but what if you were told owning one could save you thousands of pounds in car insurance? Might that change your mind?
Car cover is the most widely held form of insurance there is, and often the most misunderstood too. Every year many motorists discover they might not be covered…
Motorists caught doing something wrong not only face the possibility of points on their licences, they may also have to pay much greater premiums for car cover.
At the end of 2013 a survey by the motor vehicle purchasing company Webuyanycar.com found that the UK was the most expensive country in the world to run a car.
According to the AA, one-in-three of the Britons who take their cars abroad each year do so without taking out the right breakdown cover. They may already have such cover for their UK motoring, and honestly believe that it’s also sufficient for when they’re driving on foreign roads, but many know it’s not and simply take the risk.
Ever thought what would happen if the car you drive was written off? Would you get back what you paid for it on insurance? That’s where gap insurance comes in.
Running a car is an expensive business. There’s road tax, repairs and value depreciation to take into consideration, as well as choosing the right breakdown cover.
So it’s goodbye to the now seemingly old-fashioned, perforated piece of paper that was the car tax disc, which drivers no longer have to display.
It’s very easy to ignore the time for the annual car MOT and put it off for another day, but those that do risk invalidating their car insurance.
The price of fuel may have dropped by around 8 pence a litre over the last year, considerably reducing the petrol bill for many motorists, but with wages stagnating across the UK saving money on other running costs is as vital as ever.
The new year is always an exciting time for those hoping to buy a brand new set of wheels as well as car buffs simply interested in seeing what cars are going to be released in the coming year.
Here are a number of tips to help keep you safe when Britain’s weather does its worst, broken down by weather-type, followed by how a crash might affect your insurance cover.
Latest figures from the insurer Aviva show that the number of people who deliberately cause accidents when driving so they can make fake Car Insurance claims rose by 51% in the last year.
Imagine you’re on a weekend break and you get your car keys out so you can lock your car, only to fumble and watch them drop down a drain. And you don’t have a spare set with you. Will your car insurance policy provide you with enough cover to get out of this sticky situation?
Once you’ve bought your Car Insurance it’s easy to tuck the policy document away in a drawer and forget about it for another year. But it could also mean forgetting that the policy will have exclusions and clauses which mean you could find yourself driving without valid insurance at some point.
When choosing a car insurance policy it can be quite confusing to know what’s important and what isn’t; what are the ‘must haves’ and what is important but not necessarily vital?
A survey completed by Policy Expert has shown that the majority of Britain’s motorists are quite supportive cyclists on the roads. Indeed, a good number blame other drivers for the frustrations of using the UK’s roads, rather than cyclists and other ‘obstacles’ such as speed cameras and public transportation.
New research by Policy Expert shows cyclists will happily drink more than the legal limit for motorists before riding their bikes, and that motorists want cyclists to be made to pay liability insurance in the same way they have to.
Policy Expert, Home Insurance broker recently surveyed our customers, posing questions to motorist and cyclists, to get their view on the roads. We asked questions about how they feel about other road users and the way they behave on the roads? Whether cyclists are saving the planet, or a risking their lives?
Driving without Car Insurance is illegal and, some would say, immoral. But the threats of driving bans, fines and penalty points don’t seem to be enough to deter the thousands caught every year from doing so.
Car insurance costs can be astronomical, mainly depending on the type of car, your age and driving record. The ‘type’ of car carries a great degree of weight in deciding how much you pay. Types of car fall into different groups for insurance purposes. The groups are decided by industry experts and although insurers can use their own assessment methods, they nearly all follow the insurance industry’s Group Rating Panel’s decision.
We’re VERY proud to tell all our customers (and customers-to-be!) that we now offer car insurance! Hooray! Policy Expert launched 2 ½ years ago offering home insurance and now we protect thousands of our customers’ homes and contents. Now we want to do the same for their cars. We’ve handpicked our panel of…
There are some new rules surrounding car insurance which you should be aware of as a vehicle owner. So, to avoid a warning letter dropping through your letter box, read on… More restrictive laws have come into effect this week to help crack down on motorists who fail to buy insurance. Until now, it has…
The numbers show that until the age of 60 women are safer drivers but after that age the number of car insurance claims by women is higher than the number being made by men.
Unfortunately, not matter how careful your planning – sometimes extreme weather can hit you unexpectedly. It’s a good idea to pack a few essentials in case you get stuck in your car.
Sometimes it feels like it’s all doom and gloom for car owners. With hikes in car insurance and rising running costs, it’s easy to forget the joys of life on the road. To lighten the mood and send a little cheer to those of you with your own wheels – here’s Policy Expert’s top 15…
Last week, the Department of Transport released their 2009 report on road casualties and road safety in Great Britain. There were 222,146 reported casualties of all severities last year. This is obviously a high statistic, but is in fact 4% lower than in 2008. Of this total, 2,222 were fatalities, which is 12% lower than in 2008. 24,690 were…
Around 800 lives are lost on Britain’s roads in a year due to road rage or disrespectful driving. Angry drivers are not only costing lives, they’re costing about £945 million in insurance premiums
Recent research from Sainsbury’s Finance has revealed that around two thirds (64%) of all British drivers have admitted to driving in a potentially dangerous way in the last month. It’s quite a shocking statistic. More shocking still as the research goes on to reveal the specifics of our bad habits. The research, which came out…