Understanding Your Policy

Accidental Damage

Accidental damage insurance, as part of your home insurance, is there to ensure you can afford to replace or repair the damaged items.

No Claims Discount

Building up what’s known as a ‘no claims discount’ means you pay less for your Home Insurance than you would if you didn’t have one.

New for Old Cover

Most home insurance policies offer ‘new for old’ cover as standard for the building you own and its fixtures, fittings and contents.

Garden Insurance

When making a claim for garden contents, Home Insurance policies often have a greater number of exclusions and limitations.
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