Understanding Your Policy

No Claims Discount

Building up what’s known as a ‘no claims discount’ means you pay less for your Home Insurance than you would if you didn’t have one.

Garden Insurance

When making a claim for garden contents, Home Insurance policies often have a greater number of exclusions and limitations.

New for Old Cover

Most home insurance policies offer ‘new for old’ cover as standard for the building you own and its fixtures, fittings and contents.

Valuables Insurance

Many people own ‘valuables’ of some sort, and these items need to be treated a little differently when it comes to your Home Insurance.
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