Cover levels

Stress-free Travel Insurance

For valuable medical and cancellation cover on a budget, or the highest cover levels with the lowest excesses, Policy Expert’s the first place to visit for quality worldwide travel insurance.

Choose from our three levels of cover to give you the protection you need at a great price.

Single and Multi-trip - cover levels

Cover levels Standard Premier Premier Plus
Emergency medical and repatriation £3,000,000 £5,000,000 £10,000,000
Personal accident up to £10,000 up to £10,000 up to £25,000
Cancelling or cutting your trip short £1,000 £2,000 £5,000
Missed departure £500 £750 £1,000
Personal luggage £750 £1,000 £2,000
Personal money £100 £100 £200
Passports and documents £150 £150 £250
Personal liability £1,000,000 £2,000,000 £2,000,000

Optional Extras - cover levels

Cover levels Standard Premier Premier Plus
Gadget cover
(Up to 7 gadgets)
Up to £3,000 Up to £3,000 Up to £3,000
Ski equipment
(owned)
£500 £500 £1,000
Piste closure Up to £200 Up to £200 Up to £400
Avalanche / landslip £250 £250 £250
Golf equipment
(owned)
£1,500 £1,500 £1,500
Business equipment (owned) £1,000 £1,000 £1,000

These limits give you a guide to the benefits available with each cover level. You will need to read the policy wording for full information plus details of terms and conditions.