If you’re a dog lover you’ll know just how loyal and loveable these four-legged pets can be. Of course it’s a high priority for many of us to make sure that the family pet is well cared for and remains healthy - but what would you do if your dog became ill or was injured in an accident?
There are different pet insurance policies available that offer various levels of cover to make sure your dog gets the best possible care when it’s needed and to provide you with the peace of mind that any hefty vets bills will be taken care of. After all, the most important thing is to get fast, professional, expert treatment for your dog in the event of accident or illness.
Pet Insurance for Puppies
Owning a puppy is delightful but these little bundles of fun can be demanding. It’s a good idea to insure your pup from the start to make sure that their health needs are protected as early as possible.
Not only will you be covered if your pooch is poorly but your policy could also cover costs if they go missing or are stolen. If your puppy is a valuable, pedigree or rare breed, pet insurance is essential to protect your investment.
Look for a policy that will guarantee not to significantly increase your premiums in line with the age of your dog – many underwriters add a percentage on each renewal to cater for the perceived increased risk of illness or death.
Pet Insurance for Older Dogs
Senior pet insurance is available specifically for dogs aged 8 years or over. Of course, age can take its toll and no matter how healthy your pet has been in their younger days, inevitably ill health can mean expensive vets bills at some point during your dog’s life.
Many insurers will not insure older dogs so it’s worth getting cover in place as soon as possible to take advantage of lower premiums and extended cover. If your dog is older there are insurers that will still provide cover although some restrictions or limitations may apply – existing conditions are likely to be excluded for example.