Other Insurance

Car insurance is a legal requirement for all motorists. It could help cover costs if your car caused
damage to another vehicle or to another person. Depending on the the type of policy you have,
it could also help you pay expenses if your vehicle was badly damaged or stolen.

Take a look at all the car insurance options open to you.

There are three types of car insurance policy available:

• Third party cover
• Third party, fire and theft
• Comprehensive cover

Third party cover is the most basic type of cover and will only insure any damage you cause to
a third party. It won't help you cover any costs relating to your own vehicle. Comprehensive car
insurance is, as the name suggests, the most extensive cover option.

Travel insurance can help cover medical costs should you get ill or injured while away
from home. Without adequate insurance, you could find yourself facing large bills 
for medical assistance or repatriation expenses if the worst happened.

Alonside this, you can also cover things like lost baggage, cancellations and curtailment.

There's also specialist cover available for specific types of trip - like a winter sports
holiday or a gap year adventure.

To help you have stress-free travels, this is one holiday item you won't want to forget.

Travel insurance can normally be bought in two ways:

• Single trip/holiday insurance - for a one-off trip away.
• Annual/multi trip insurance - for several trips taken throughout the year.

So, before you get away, get covered!

Should the worst happen, a life insurance policy could help secure the financial future of your loved
ones after your death. There are several different types of cover available, namely term insurance
and whole-of-life policies. You can also buy policies to cover a single life or joint life.

Research the different options carefully to find the best option to suit your particular circumstances.
When deciding on how much life insurance to put in place, it's wise to consider any ongoing financial
commitments that your dependents would be left with after you've gone. This can include things like
mortgage repayments, school/university fees, funeral costs and general living expenses.

You may also want to consider critical illness cover. Typically, this can be purchased alongside your life
insurance and could help you cope financially if you were diagnosed with a serious medical condition.

Your pet is an important member of the family and it can be very upsetting if they are unwell
or go missing. Unfortunately, treatment for your sick or injured animal could leave you with large,
unexpected financial outlay.

By putting a pet insurance plan in place now, you could cover yourself against expensive vet bills,
boarding fees as well as lost and stolen animals.

There are different levels of cover available for your pet, so make sure you read all our information
to help you find a policy that's right for your needs.

A pet insurance policy could help protect both your pet and your wallet.

Whether it's for business or personal use, you may depend heavily on your van for a number
of reasons. Would you be able to carry out your work if something happened to your vehicle?
Would you be able to replace it if it was irreparably damaged or stolen?

Whatever you use your van for, it will require some level of van insurance.

There are a variety of options available when protecting your van and you may want to
consider added extras such as breakdown cover.