Running your own retail business isn’t always easy. From managing staff to paying bills and replenishing stock, spending hours shopping for business insurance might be the last thing on your mind. Here at Policy Expert, we work with some leading business insurance providers to help you make sure you’re fully covered for a range of eventualities.
We know it can be tricky getting just the right level of cover, so read on for more information about the types of policies that are available specifically for retailers and shop owners.
All in One Policies
If you’re a busy shop owner looking for the best business insurance at the right price, an ‘all in one’ policy could provide everything you need. It could offer you comprehensive cover that’s designed to protect all your liabilities and business assets. Generally, these types of policies offer the best value and comprise of the following key features:
• Public Liability cover
• Product Liability cover
• Employers' liability cover
• Loss of property
• Income protection
Of course, not all policies are the same and some insurance providers offer different levels of cover. Always read the small print before you buy and make sure that your key business assets and liabilities are covered.
Flexible Policies
Many providers offer flexible policies so you can add and remove features according to your specific business requirements. If your business needs are more complex and you need cover for particular risks or equipment - then a flexible policy may be the option for you. Along with the standard cover for public and employers' liability, buildings and contents cover, you can add protection for liquor and tobacco (if you operate an off-license, hotel, pub or bar for example), money cover (if you handle high quantities of cash) or business interruption cover.
Compare business insurance quotes now
1. Enter your details in our simple online form
2. Compare quotes from our carefully selected insurers.
3. Choose the level of cover that’s right for your business and pay for it instantly.
4. Read your policy documents and contact us if you need help or support.
And that’s it! If you’re looking for retail insurance, let Policy Expert do the hard work – when it comes to insurance, we mean business.
Read more in our informative Business Insurance Guides or get a quote now.