Are you a tiler looking for the perfect insurance policy? If so, then we may be able to help you find the right level of cover for your work. It's likely you'll need a policy including public liability insurance. You might also require employers’ liability insurance if you have staff, along with some other optional extras, such as tools cover.
All you need to do is:
1. Complete our easy to use online form
2. Look through the range of prices from our panel of insurance providers
3. Select the quote that provides you with the right elements of cover
4. Pay instantly and securely online
And that’s it! Once you’re covered we’ll email your documents to you straight away, meaning you could be covered almost immediately!
Why do I need public liability insurance?
If a member of the public trips on a faulty tile you’ve laid and is seriously injured or you cause damage to someone's property, public liability insurance could be essential. It is designed to cover any costs associated with a claim for damages. Many polices offer up to £5 million in cover which is typically sufficient for most business needs. If you don’t have this, your business and reputation could be ruined should a claim for damages be made against you.
Why do I need employers’ liability insurance?
If you’re a sole trader or one-man band then you probably won’t need this level of cover. If however, you employ staff, whether temporarily or permanently, then this is usually required by law and you could be fined if you don’t have it. It helps to cover the cost of a claim from an employee should they be injured whilst working for you.
Check before you buy…
• Read the Key Features and Policy Summary documents before you buy to make sure you are happy with the excess payable in the event of a claim and any exclusions.
• Make sure you have included or excluded any optional extras, such as tools cover.
• Think about combining your policy with business car and van insurance for easy administration. You might even qualify for a discount!
Get a quote now or read more in our business insurance guides.