Scaffolding can be a risky trade in the construction industry so finding comprehensive, well-priced liability insurance isn’t always easy. We work closely with dedicated trade underwriters who understand the risks associated with your job, which means we can help you find the right level of cover quickly and easily.
We can offer quotes for policies that combine public liability insurance, employers’ liability insurance and other optional extras, such as tools cover, so you don’t have the hassle of shopping around for individual policies.
So, if you’re a scaffolder, or a scaffolding contractor, follow these steps to get a quote:
1. Complete our easy online form
2. Compare prices from our panel of handpicked providers
3. Choose the quote that offers the right levels of cover
4. Pay securely online
And you’re done! Once you’re covered you’ll receive your documents instantly via email so you can get on with the important stuff.
Why do I need public liability insurance?
If a member of the public is injured or even killed through work you have been involved with, or on a site you are responsible for, then public liability insurance could help you meet the cost of a claim. Most polices offer up to £5 million in cover, with some offering a minimum of £1 million. If you don’t have this, your business and reputation could be ruined should a claim for damages be made against you. It could help cover any legal costs if a claim is brought against you for damage caused to a third-party or to their property.
Why do I need employers’ liability insurance?
If you hire contractors or have one or more employees on your books then you need employers’ liability insurance. This is normally a legal requirement and you could be fined if you don’t have it. It’s there to help protect you and your staff in case of accident, injury or death of a member of your workforce. It could help cover the cost of damages against you and your business.
Check before you buy…
• Read the Key Features and Policy Summary documents before you buy to make sure you are happy with the excess payable in the event of a claim. Are you happy with the small print and do you agree with the exclusions or restrictions?
• Make sure you have included or excluded any optional extras, such as hired-in equipment cover.
• Think about combining your policy with business car and van insurance for easier
management of policies.