The kitchen and bathroom are important parts of any home. Fitting and installing kitchens and bathrooms can be a risky business as you're working so closely with the public and their private property. This can mean that you're open to claims for damages should anything go wrong.
A comprehensive business policy can combine the essential liability features, including public liability insurance, employers’ liability insurance along with optional extras, such as tools cover or hired-in equipment cover, so you don’t have the hassle of shopping around for individual policies.
You could be covered in minutes by following the simple steps below:
1. Complete our simple online form
2. Browse the competitive prices from our selected insurance providers
3. Select the right quote for your liability needs
4. Submit your payment securely
And that’s it! Once you’re covered you’ll receive your documents instantly via email so you can get on with the important stuff.
Why do I need public liability insurance?
If a member of the public is injured or at worst killed through any work you undertake, public liability insurance could help cover you for any costs associated with a claim for damages. It could also help cover costs if you damaged someone else's property in the line of work. Protect your business and your reputation by making sure you are properly and adequately covered.
Why do I need employers’ liability insurance?
If you hire contractors or have one or more employees on your books then you need employers’ liability insurance. It’s vital to protect you and your staff in case of accident, injury or death. This type of insurance can help cover the cost of a claim from an employee should they be injured or killed at work. Most businesses need to have this by law so they don’t risk a hefty fine by neglecting your responsibilities as an employer.
Check before you buy…
• Read the Key Features and Policy Summary documents before you buy to make sure you are happy with the excess payable in the event of a claim and any exclusions.
• Make sure you have included or excluded any optional extras, such as contract works cover.
• Think about combining your policy with business car and van insurance for easy administration. You might even qualify for a discount!
Get a quote now or read more in our business insurance guides.