Working with electrics and electrical appliances can be a risky business – not just for you as an electrical contractor but also for your customers, employers or employees if you have them.
Finding the right level of cover for your needs can be tricky. We can offer tailored trade insurance and small business insurance that could give everything you need in one easy to manage policy. So, if you’re looking for public liability insurance, employers’ liability insurance and other optional extras, such as contract works cover or tools cover look no further.
Simply...
1. Complete our easy to use online form
2. Look through the quotes from a range of expert providers
3. Pick the quote that best suits your needs
4. Pay securely online
DONE! You’ll receive your documents instantly via email so you can get on with the important stuff.
Why do I need public liability insurance?
Because it's likely you'll have close access to the public through your work. If a customer or passer-by becomes injured through your work or negligence then public liability insurance could help cover any costs associated with a claim for damages and the legal fees that come with it.
Polices generally cover you for up to £5 million and if you don’t have this, your business and reputation could be ruined should a claim for damages be made against you.
Why do I need employers’ liability insurance?
If you have one or more employees on your books or you use contractors to work with you then you need employers’ liability insurance. It’s a legal requirement and you could be fined if you don’t have it. It’s there to protect you and your staff in case of accident, injury or death and will cover the cost of a claim from an employee should they be injured whilst working for you.
Check before you buy…
Read the Key Features and Policy Summary documents before you commit to make sure you understand the excess, exclusions and restrictions (if any).
Does the policy cover your tools and other optional extras? If you need this, amend your
policy to make sure these things are included.
Think about combining your policy with business car and van insurance for easy
administration. You might even qualify for a discount!