If you’re a builder and you’re looking for a comprehensive business insurance policy then you’ve come to the right place. We understand the risks associated with your line of work, so we're here to help you find the right level of cover.
Building the perfect policy may seem complex and time-consuming and you could end up paying for cover you don’t really need. We can offer policies that combine public liability insurance, employers’ liability insurance and other optional extras, such as tools cover.
Just take a few minutes to:
1. Complete our simple online form
2. Browse prices from a range of handpicked insurers
3. Choose the quote that best suits your business needs
4. Pay securely online
And that’s it! Once you’re covered you’ll receive your documents instantly via email so you can get on with the important stuff.
Why do I need public liability insurance?
If a member of the public is injured (however minor the injury is) or even killed through work you have been involved with or on a site you are responsible for, then public liability insurance could help you meet the costs associated with a compensation claim.It can help cover any legal costs if a claim is brought against you for damage caused to a third-party or to their property
Most polices offer up to £5 million in cover, with some offering a minimum of £1 million. If you don’t have this, your business and reputation could be ruined should a claim for damages be made against you.
Why do I need employers’ liability insurance?
If you hire contractors or have one or more employees on your books then you need employers’ liability insurance. This is a legal requirement for most employers and you could be fined if you don’t have it. It’s there to protect you and your staff in case of accident, injury or death and could help cover the cost of a claim from an employee should they be injured at work.
Check before you buy…
•Read the Key Features and Policy Summary documents before you buy to make sure you’re happy with the excess payable in the event of a claim and to make sure you’re aware of any exclusions or restrictions.
• Make sure you have included or excluded any optional extras you need, such as tools cover.
• Think about combining your policy with business car and van insurance for easy administration.