Working in the creative industries can be hugely rewarding and no doubt something you love. Making a living as an artist can also be challenging at times, so adequate protection could help save you from unexpected financial outlay. You might also have expensive equipment you use as part of your creative process that would severly hinder your output if damaged or stolen.
Here are a few simple steps to finding the right insurance for you:
1. Complete our simple online form
2. Browse the quotes from our handpicked insurers
3. Choose the policy that suits your needs and budget
4. Pay securely online
And that’s it! Once you’re covered you’ll receive your documents instantly via email so you can get on with the important task of making work.
Why do I need public liability insurance?
If a member of the public is injured, however minor, through work you have been involved with - you could face a compensation claim. If you're hosting an event for the public to show off your work, or performing/creating work in a public space - there may be a possibility that your activities or equipment could cause damage to a third party or third party property. This is where public liability insurance could come in useful. It could help cover any costs associated with a claim for damages that is filed against you. If you don’t have this, you may be stuck with a large financial outlay and legal expenses.
Why do I need employers’ liability insurance?
Do you have employees that work for you? Do you take on any stff to help with specific projects or events? If so, then it's likely you're legally obliged to take out employers’ liability insurance. This could help cover costs if one of your employees was hurt while undertaking work for you.
Check before you buy…
· Read the Key Features and Policy Summary documents before you buy to make sure you are happy with the excess payable in the event of a claim and any exclusions.
· Make sure you have included or excluded any optional extras, such as equipment cover.
Get a quote now or read more in our business insurance guides.