In today’s highly competitive market, the number of insurance providers has increased dramatically. You can now get insurance from banks, building societies, mortgage providers and even your local supermarket! Shopping around for the cheapest home insurance isn’t always easy and here at Policy Expert, we have the know-how to help you make the right choice, at the right price.
By simply entering the details of the cover you’re after, we’ll help you find the perfect policy. By working with a number of leading insurance providers, we aim to make the process of finding the right level of cover much less frustrating and much more efficient.
Using a website such as Policy Expert to compare home insurance deals can save you a lot of time and hassle. We bring you a range of deals from a variety of handpicked providers in a matter of minutes - so you can compare quotes at your leisure. Although the cheapest quote may look attractive, make sure you compare the policy benefits and features thoroughly. The lowest price may not offer the complete cover that you need and for a few pounds more, you could get a more extensive insurance package.
How it works
Many insurance companies use their own specific model for assessing risk and what one insurer identifies as a liability, another may not. This is why there’s such a large fluctuation in prices returned via comparison websites. Many providers cater specifically for particular categories – students or over 50’s for example – so if you don’t fit their criteria then you could be categorised as a higher-risk and prices will rise accordingly.
About our service
All our insurance providers are registered with and regulated by the Financial Services Authority (FSA). The FSA have a defined complaints procedure for dealing with disputes with those companies that are listed on their register. If you need to make a complaint about service you’ve received or the insurance provision, contact your insurance company directly in writing as the first priority. If your complaint remains unresolved you can contact the Financial Ombudsman, which provides a free service and will investigate any issues.
Read our home insurance articles and guides for more great topics or get a home insurance quote.