Experts Reveal Top Ways to Cut Your Household Insurance

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The recent news is that home buildings and contents insurance prices are lower than they were last year, but still nobody

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wants to pay more than they have to for their policies. Experts in the insurance industry agree that with a little bit of planning, there are several ways to cut the price of your insurance costs.

Compare quotes

We all know that we should be comparing the market for home buildings and contents  insurance when the renewal drops through the letter box, but over three quarters of homeowners simply accept the renewal price which they are offered. The amounts of money involved can be considerable, with some experts estimating that as much as £250 could be saved by shopping around for a combined policy.

Double Up for Better Deals

If you buy home buildings and contents insurance separately, the second tip from the experts is roll your two separate policies into joint cover. Most insurers will offer a discount if you take both buildings and contents home insurance from them, and this could save as much as £100 per year. Having both buildings and contents home insurer will also save you time in the long run as it means only one renewal date, one direct debit and one thing to shop around for at renewal time.

Increase Your Security

Insurers will give discounts for homeowners who take additional measures in home security. It will cost money to upgrade the locks on your doors, install locks on the windows or install an approved burglar alarm, but the expense could be outweighed by the savings on your insurance over a few years. Before investing in home security measures, take some time to check what products are approved by insurers.

Policy Expert

We’re dedicated to helping customers find the insurance policy that’s right for them. Our customers are at the heart of everything we do, so we have a team of experts with a real passion for making sure people get the cover that’s right for them. We’re driven by a desire to help you find not only the best value insurance, but the right insurance for your individual needs. To speak to one of our experts, call 0203 014 9300 or email ask@policyexpert.co.uk

 

The views expressed here are solely those of the author and do not necessarily reflect the views of Policy Expert.