St Ives is the ‘ideal’ place to live

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Nearly everyone fantasises about their ‘ideal’ place to live. This might be a home in a beautiful Scottish fishing village, a swanky part of London, or on an island off the coast.Holiday Home Sea View

But a new survey, by property search company Rightmove, has shown that for a majority of Brits the Cornish fishing village of St Ives would be their first choice when it comes to living the dream.

What’s St Ives got?

It’s not hard to see why. St Ives is a gorgeous old fishing village with a couple of lovey sheltered beaches, windswept views, beautiful countryside all around, and, not least, its own fantastic art gallery, the Tate at St Ives.

The town’s popularity has helped push up house prices by nearly 8% over the last year, with many properties being bought as holiday homes.

Demand for second homes pushing up prices

Such is the demand for property from those looking for an investment, or somewhere for the weekends in the warmer months, as well as people wanting to move there, that in November a proposal was made by locals to restrict the sale of all future new build homes to permanent residents only.

With the average price of a home in St Ives now costing £375,000, it’s understandable that those earning local wages would want to see some sort of effort made to restrict madcap property price increases.

Seaside is ‘best’

The rest of the top three ideal places to live are also seaside towns, with Poole in Dorset coming second and Brighton, in East Sussex, third.

As property analyst at Rightmove, Miles Shipside, points out “Many people choose to holiday by the sea, and given the choice of where to live they would like to make that a permanent arrangement. But it also seems many like the features of a smart town or city, so one near the coast seems the ideal location to live”.

Two cities renowned for their culture take up the last places in the top five, in the form of Edinburgh and York.

Most would choose a modest home

Perhaps surprisingly, many people would choose a smaller home over a huge mansion, with Shipside adding “while we gave people the chance to choose a home fit for royalty, on average they said they would be happy in a more modest home with plenty of space and practical features, instead of rattling around in a massive mansion.”

In fact, the ideal-sized home would be a detached house with two living rooms, two bathrooms, a garden, utility room and just three bedrooms, the survey found.

Here are the top ten places which make up Britons’ favourite places to live:

  1. St Ives, Cornwall
  2. Poole, Dorset
  3. Brighton, East Sussex
  4. Edinburgh, Scotland
  5. York, Yorkshire
  6. Liverpool, Merseyside
  7. Harrogate, Yorkshire
  8. Bristol
  9. Cardiff
  10. Dartmouth, Devon

Where you live can affect your home insurance

Living in a quiet, peaceful place can have the added benefit of pushing down your home insurance premiums.

Insurers take into account many factors when working out how much you should pay for your cover, not least crime and environment.

So living somewhere with good crime figures, and where the impact of human activity and industry is lower, might mean you pay less for insurance than on an equivalent home somewhere else.

Policy Expert

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The views expressed here are solely those of the author and do not necessarily reflect the views of Policy Expert.