House and Home

Why ‘valuables’ are so important for your home insurance

Many people own something of such value that if they lost it, or had it stolen, they would struggle to be able to afford to replace it.

Home insurance gets cheaper for homeowners

Good news for those looking to save money, the cost of your home insurance just got cheaper.

Fire in the hold! But is your home cover invalid?

Think you’ll be able to claim on insurance if there’s a fire in your home? Think again.

Barbecuing risks to your property and home insurance

The reasons for barbecues being at the root of many home cover claims are many and varied. See what the main problems are and how to barbecue safely.

Home insurance tips for first-time buyers

In the emotional excitement of buying a new home, it’s easy to overlook one of the most crucial elements in the process; home insurance.

Rents to rocket to up to £72,000 a year by 2033!

Renting continues to become more and more expensive in many parts of the UK as the demand for housing continues to grow and the number of houses being built doesn’t keep up.

Claiming on home cover: Getting it right

Claiming on home cover is a vital part of actually taking out insurance that protects your property and possessions in the first place.

How a tech obsession could invalidate your home cover

The owners of everyday hi-tech items such as laptops, watches and hi-tech TVs face being unable to claim on their home cover as values often exceed claim limits.

Why under-insuring your home and possessions could be financially fatal

Under-insuring your property and the things you keep in it can be a fatal financial error. Here’s why.

World’s safest cities

Would you like to live somewhere that’s really safe? Which also has a highly-functioning infrastructure, a secure digital network and great health facilities?

Top tips for choosing the right estate agent

If you’re looking to put your home on the market, how should you go about choosing an estate agent?

What’s included under home insurance for business needs

If you work from home you have to be very careful that your home insurance policy will cover you while you’re running your business.

The 10 things most likely to affect the value of your home

There are a number of factors which can reduce the value of a home, some of which can be avoided by taking practical measures, others which you can’t do much about.

Don’t let Valentine’s Day break your wallet as well as heart

Valentine’s Day might be full of romance and excitement, but, if you’re not careful, it also has the potential to leave you both emotionally and financially broken.

One in five ‘economical’ with truth when applying for home insurance

Many people aren’t completely truthful when applying for home insurance if it means they might save a few quid, new research shows.

The UK’s most desirable postcodes

Postcodes have become more and more important to providing information to government and financial organisations about you and your home over the last couple of decades.

Nasty neighbours force home cover claims… and what to do about it

Nightmare neighbours are the reason that 10% of British householders claim on home insurance at some point, recent research shows.

Are you prepared for when monster storms like Gonzalez hit Britain?

Whether your home is somewhere that’s prone to flooding or not, it pays to prepare your home and its contents as best you can, and as early as you can, before the weather catches you out.

Regions join London in surpassing house price peak

The most recent figures from the Office for National Statistics show that three more regions have joined London, the East of England and the South East in surpassing their previous house price peaks.

Can you be certain you have phone insurance?

Many mobile phone users are unaware that their phone insurance might not cover them as comprehensively as they assume, leading to problems if they try and claim on their cover.

Energy best deals and cutting household costs

One of the quickest and best ways to cut the cost of unavoidable household bills is to ditch old providers that have had you on uncompetitive deals and switch to new ones.

This applies to the cost of services that most people think of as vital, such as home insurance and broadband, and, perhaps in particular, to energy suppliers.

Energy bills have increased hugely over the last 5 years, rocketing from an average of £800 on a standard energy tariff to just over £1,300.

House prices begin to fall, but not in London

The summer slowdown in house prices could be turning into something more serious for homeowners, latest house price figures suggest.

After reaching all-time highs, price increases showed signs of slowing over the main summer months of July and August. Many experts felt this simply reflected the usual drop off in market activity at this time of year, when many families give up on house hunting in favour of holiday activities in the UK and abroad.

House prices to rocket 30% in the next 5 years

The average price of a home in England and Wales is set to rocket by 30% over the next five years, Britain’s most popular property website has claimed. Contrary to recent signs that house price growth is slowing and the market could be heading for a fall, the average price of a home will hit £318,000 and a somewhat crazy £715,000 in London.

Are home surveys worth it?

When you’re buying a property, there are plenty of additional costs to pay on top of the price you agreed, not least stamp duty of up to 5% and solicitors fees, so you may be forgiven for forgoing the additional cost of a survey on the home.

Strangest holiday home insurance claims

When people are on holiday in rented accommodation, they can get up to some pretty unusual stuff, leading to some interesting insurance claims.

Should you buy your mortgage provider’s home insurance?

Thousands of people all over the UK take out a mortgage with the bank they use for their everyday needs, as well as the home insurance they’re offered along with it.

Rising energy bills householders’ main concern, but DIY still high on agenda

Do energy bills now take up such a large part of your household budget that you actually worry about paying them more than other costs, such as home insurance premiums and mortgage or rent payments?

London’s most burgled boroughs

Almost one in 7 of the UK’s population now live in Greater London, so when new statistics come out showing which boroughs of the capital you’re most likely to get burgled in, many people take notice.

Protecting your home from winter weather and how it can affect your insurance

There have been plenty of recent winters where ferociously bad weather has caused thousands of pounds worth of damage to homes around the country.

E-cigarettes: Fire hazards and how they affect home insurance

Smoking e-cigarettes, or ‘vaping’ as it’s become known, may be less damaging to your health than the real thing, but it could be almost as dangerous in terms of it being a fire hazard, latest findings show.

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