House and Home

One in five ‘economical’ with truth when applying for home insurance

Many people aren’t completely truthful when applying for home insurance if it means they might save a few quid, new research shows.

The UK’s most desirable postcodes

Postcodes have become more and more important to providing information to government and financial organisations about you and your home over the last couple of decades.

Nasty neighbours force home cover claims… and what to do about it

Nightmare neighbours are the reason that 10% of British householders claim on home insurance at some point, recent research shows.

Are you prepared for when monster storms like Gonzalez hit Britain?

Whether your home is somewhere that’s prone to flooding or not, it pays to prepare your home and its contents as best you can, and as early as you can, before the weather catches you out.

Regions join London in surpassing house price peak

The most recent figures from the Office for National Statistics show that three more regions have joined London, the East of England and the South East in surpassing their previous house price peaks.

Can you be certain you have phone insurance?

Many mobile phone users are unaware that their phone insurance might not cover them as comprehensively as they assume, leading to problems if they try and claim on their cover.

Energy best deals and cutting household costs

One of the quickest and best ways to cut the cost of unavoidable household bills is to ditch old providers that have had you on uncompetitive deals and switch to new ones.

This applies to the cost of services that most people think of as vital, such as home insurance and broadband, and, perhaps in particular, to energy suppliers.

Energy bills have increased hugely over the last 5 years, rocketing from an average of £800 on a standard energy tariff to just over £1,300.

Flooding and home insurance: The main concerns

Is your home correctly insured for the coming winter? If you were recently flooded, are you worried about the cost of your home cover going up? What if you’ve only been flooded once in a one-off flash-flood?

House prices begin to fall, but not in London

The summer slowdown in house prices could be turning into something more serious for homeowners, latest house price figures suggest.

After reaching all-time highs, price increases showed signs of slowing over the main summer months of July and August. Many experts felt this simply reflected the usual drop off in market activity at this time of year, when many families give up on house hunting in favour of holiday activities in the UK and abroad.

House prices to rocket 30% in the next 5 years

The average price of a home in England and Wales is set to rocket by 30% over the next five years, Britain’s most popular property website has claimed. Contrary to recent signs that house price growth is slowing and the market could be heading for a fall, the average price of a home will hit £318,000 and a somewhat crazy £715,000 in London.

Most common home insurance claims: Are you covered?

With the Autumn fast approaching, it’s time to start taking a serious look at your home insurance to check you’re covered for the sort of damage wet, cold and stormy weather can cause.

Are home surveys worth it?

When you’re buying a property, there are plenty of additional costs to pay on top of the price you agreed, not least stamp duty of up to 5% and solicitors fees, so you may be forgiven for forgoing the additional cost of a survey on the home.

Three ways technology can help make your home more secure

Three easy to install and cost-effective gadgets to make your home a much safer place, deterring potential burglars from even thinking about robbing it.

Tactics burglars use and what they look out for

If you’re thinking about improving the security of your home, it’s useful to know just what sort of tactics thieves use when staking out and targeting homes.

Strangest holiday home insurance claims

When people are on holiday in rented accommodation, they can get up to some pretty unusual stuff, leading to some interesting insurance claims.

Six ways to prepare your home for winter

Is your home prepared for the violent storms and freezing conditions the like of which we’ve experienced over the last few years?

Should you buy your mortgage provider’s home insurance?

Thousands of people all over the UK take out a mortgage with the bank they use for their everyday needs, as well as the home insurance they’re offered along with it.

Rising energy bills householders’ main concern, but DIY still high on agenda

Do energy bills now take up such a large part of your household budget that you actually worry about paying them more than other costs, such as home insurance premiums and mortgage or rent payments?

London’s most burgled boroughs

Almost one in 7 of the UK’s population now live in Greater London, so when new statistics come out showing which boroughs of the capital you’re most likely to get burgled in, many people take notice.

Protecting your home from winter weather and how it can affect your insurance

There have been plenty of recent winters where ferociously bad weather has caused thousands of pounds worth of damage to homes around the country.

E-cigarettes: Fire hazards and how they affect home insurance

Smoking e-cigarettes, or ‘vaping’ as it’s become known, may be less damaging to your health than the real thing, but it could be almost as dangerous in terms of it being a fire hazard, latest findings show.

St Ives is the ‘ideal’ place to live

A new survey, by property search company Rightmove, has shown that for a majority of Brits the Cornish fishing village of St Ives would be their first choice when it comes to living the dream.

House prices hit ‘affordability ceiling’ as buyers make low offers

The rate of house price increases once again slowed in December, continuing a trend that started last summer, according to latest figures from Halifax.

Insurance relief for flood-risk homeowners moves closer

Many of those whose homes have been hit by flooding won’t need telling how hard it can be to find affordable home insurance. Or any cover at all for that matter.

House hunters are missing out on crucial signs

Depending on which part of the country property hunters are looking in, they may be experiencing a market that’s still relatively hot or has cooled to the point where asking prices are being slashed.

The last place where house prices are less than 3 times the average wage

If you want to move to somewhere you can actually afford to buy a home, even though you ‘only’ earn the average wage, you might have to consider Copeland in the Lake District.

Best places to live for families

If most parents were asked what factors might be involved in choosing where they’d ideally like to live, there’s a high likelihood all three of the following ‘quality of life’ indicators would be included; good schools, low crime rates and a decent selection of 3-bedroom family homes.

Candles – A Warning for Policy Expert Customers!

The number of fire claims seen by Policy Expert over the Christmas period has risen dramatically. The largest contributing factor in this steep rise in fires is improper use of candles in the home. Candle fires have resulted in over £350,000 worth of claims by Policy Expert customers over Christmas alone.

Christmas Spending – An Infographic from Policy Expert

If your Christmas presents will increase the value of your contents, you might need to increase your contents cover.

What to do if your phone goes missing. Do you have mobile phone insurance?

Many people have experienced losing their mobile phone and it ranks pretty highly on the list of annoying things that can happen. From unauthorised calls to the hassle of getting a new phone, the fall out can be fairly painful to deal with. But do you have mobile phone insurance?

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