House and Home

What to do if your phone goes missing. Do you have mobile phone insurance?

Many people have experienced losing their mobile phone and it ranks pretty highly on the list of annoying things that can happen. From unauthorised calls to the hassle of getting a new phone, the fall out can be fairly painful to deal with. But do you have mobile phone insurance?

Are house price rises grinding to a halt?

It appears that the housing market in many parts of the country may be slowing, or possibly even grinding to a halt, latest figures show. The average price of a home in England and Wales froze between May and June at £172,011, statistics from the Land Registry indicate.

Tips for Buying Furniture at Auction

Although Britain now seems to be well on the mend after the great recession of 2008 to 2012, thriftiness and ways to save appear to have become more popular as a result of going through those difficult times. But if you are buying at auction, it’s a good idea to review how much cover you have on your home insurance for your possessions.

5 ways to sell your Home Quickly

Homes which linger on the market for months put buyers off as they assume that ‘something’s wrong’. There probably isn’t, but there are some simple effective tricks to sell your home faster.

Kitchen ‘must haves’

Last year, research by property company Hamptons International showed that it’s the kitchen which is the most crucial room in the House when it comes to buyers deciding to buy a home or not.

How to add the most value to your home?

‘Improve, don’t move’ is once again the mantra for Householdsas a combination of strongly rising prices in many areas of the country, making it more costly to move up the property ladder, and a lack of homes coming on the market, put people off from moving.

Get the shabby chic look without spending a fortune

Fortunately, this has largely to the benefit of the consumer. Whereas once you would have had to shell out a small fortune for a distressed dining room chair or rumpled old sofa, you can now buy ‘the look’ for knock-down prices, either on the high street or online.

Are house prices booming where you live?

While London and other parts of the south have been experiencing strong house price growth, and in some cases prices now exceed those of the previous ‘bubble’ which burst in 2007, it’s certainly not true of all regions.

Five of the best ways to make money from your home

Most Britons could do with an income boost, whether that’s to help pay the household bills or save up for a well-needed holiday. But as with most ideas involving making money from your home, there’s a good chance you will need to tell your home insurance provider as your cover may need adjusting to reflect what you’re doing.

Brits want to protect homes without fear of prosecution

The results from a survey of 1,374 customers by insurance broker Policy Expert, show just what a plucky bunch Brits are, and how it could be time for the Government to review the rules regarding householders protecting themselves in their own homes.

Friendly Brits watch out for neighbours and are ultra-careful with spare keys

Modern Britain is a much more friendly and community-spirited country than many believe, latest figures from a survey of over 1,300 customers by insurance broker home insurance broker Policy Expert show.

How to sell your home without an estate agent

If you want to maximise the amount you keep when you sell your home, and potentially save thousands of pounds in fees, you might want to consider putting your home on the market without going down the more traditional estate agent route.

The best veg to grow this summer

Here are eight of the best vegetables to plant now, in May, and which should then be ready to pick throughout the summer. They’ve been chosen for ease of growing and planting, as well as longevity of fruiting.

Best gazebos for the summer

We’re in for a long, hot summer, if some of the experts’ weather predictions are to be believed and a gazebo could be just the thing you need to help keep off the sun when you’re outside and don’t want to burn.

Using mirrors in your Home to create more space

Here are 10 tips for on the best places to put mirrors if you want to take advantage of the magic illusion of extra space they can bring.

House prices begin to boom everywhere

House Prices are rising at their fastest since the end of the last boom, growing by 1.2% in April alone, latest figures from the Nationwide show.

Best places to live in the UK 2014

When it comes to the best places to live in Britain, it seems that towns and villages in the countryside win hands down over cities and those situated in more built up areas.

How to avoid DIY disaster this summer

Carrying out DIY tasks around the home is one of the most dangerous things you can do. Recent research from shows that there are around 250,000 DIY-caused injuries in the UK each year.

Top tips for selling your home this spring and summer

Everything looks that bit nicer in the sun, when the leaves unfurl and gardens green up nicely. The statistics prove it too; on average homes sell for 3 percent more than they do in the winter.

Did Osborne’s Budget help homeowners?

The new budget brings both pluses and minuses for homeowners and those hoping to get on the housing ladder, as well as people simply concerned about house prices and the number of new homes being built in the UK.

Best ways to win a Home Insurance Claim Dispute

If something happens to your property and possessions and you have to make a large claim on your home insurance, but your insurer refuses to meet the claim, what’s the best way to go about ensuring a successful outcome?

Homeowners face DIY financial disaster

Having a go at DIY is one thing, but having a go when you’re not even sure you’ve got the right house insurance to cover yourself for a DIY disaster is quite another.

Burglary hotspots UK 2014: Best and worst postcodes for theft

The M21 postcode in Manchester experienced 45.2 home insurance claims for theft for every 1,000 people living there, giving it the highest concentration of burglaries, while the SE24 postcode in south east London was not far behind with 41.8.

Fears that Flooding will Increase Insurance and Bring down House Prices

The UK’s worst flooding in living memory is driving well-founded fears of increased costs among already cash-strapped households and could potentially bring down property prices in some areas, a survey by home insurance broker Policy Expert has found.

Dangerous Complacency over Flood Risk to Homes

Many people are unaware that the recent severe flooding seen in parts of the UK could happen to their homes too, a survey by home insurancebroker Policy Expert shows.  One in ten people said they had been directly affected by the flooding in some way, from school closures to severe travel delays and not being able to get to work.

Fire Prevention Tips for your Home

Fire may not be the most common reason for home insurance claims, but it’s certainly perhaps the most frightening, damaging and costly when it occurs.

Do you need to let your insurer know if you’re doing building work?

If you’re having building work carried out on your property, you need to make your Home Insurer aware of the changes. If you don’t, you risk invalidating your Home Insurance and not being able to claim if the worst should happen.

Don’t under-insure expensive gifts

It’s a good idea to review your house insurance cover, particularly if you’re buying expensive gifts or if your contents value is close to the cover limit

What changes do you need to let your insurer know about?

Everyone’s circumstances change over time, and it’s easy to overlook the impact changes can have on our everyday finances. But you risk breaching the terms of your house insurance and invalidating or reducing the value of any future claim you may have to make.

What to watch out for this Christmas

No one wants to be the victim of either burglars or the weather at Christmas, especially as it’s a time when the contents of many homes are worth much more than usual. A house full of presents, wine, food and other goodies, makes a great target for thieves and burglaries hit their highest annual level…

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