Insurance Blog

Preparing your garden for winter

As we enjoy the golden glow of autumn, it’s time to think about prepping gardens for winter. It may be an unwelcome thought, but a little extra work now means your outdoor space will require little maintenance in the colder months, and will be raring to go come spring! So what should you do? Mow…

Government’s Insurance Premium Tax to rise

In this year’s budget the Chancellor announced an increase to Insurance Premium Tax (IPT), from 9.5% to 10%. This means that after the 1st of October the tax paid by consumers on most types of insurance will go up.   Some cover types are exempt However, some other types of cover, including life and health insurance, are exempt…

Holiday travel woes – how can insurance help?

Going on holiday should be a fun experience, but when it goes wrong, it can be a nightmare. Knowing what to do in case of delays  can save you money and heartache, so read on to find out more. What happens when you’re uninsured? Depending on who you book a trip through, without travel insurance you may suffer major financial…

You told us…about your ‘staycations’

Only 1 in 3 take out travel insurance 7 in 10 people taking trips in the UK this summer could be doing so uninsured, leaving thousands of pounds worth of valuables at risk of theft, loss and damage, according to new research from our customers. Brits will take £676 of valuables with them Of the 2,500…

You told us…all about your garden

We’re a nation of competitive gardeners, investing more than £17,000 in our gardens over a lifetime to impress neighbours and keep up appearances, according to new research from our customers. Nearly one in four (23%) of the 2,205 people surveyed complained of a green-fingered neighbour whose garden always upstages the rest of the street, with over…

See what has the most impact on home cover premiums, and what you can do about it

Here are the main factors which influence the cost of your home insurance and what you could do to reduce how much you pay.

How the right school can add £21,000 to your home

Living in a home with a good state secondary nearby school adds an average of £21,000 to its value when compared to local house prices

School holidays mean accidents at home

Policy Expert asked our customers about their experiences with having kids at home over the school holidays, and here’s what they said…

The Budget 2016 – What homeowners need to know

The Chancellor’s 2016 Budget delivered a mixed bag for home-owners. We’ve summarised a few of the key points for home-owners.

Easter DIY to spruce up your home

Easter marks the time when thousands of homeowners across the country get out their tool kits with the good intentions of tackling much procrastinate about DIY projects.

5.3m tumble dryers to be recalled

In November 2015 Hotpoint, Indesit and Creda (all part of Whirlpool) issued a recall for 5.3m faulty tumble dryers.

Don’t forget your garden this winter

Your garden needs attention in the winter months too, and not preparing it properly could be the difference between needing to make a claim or not. Make sure your garden is prepared for winter with our handy check-list.

Prepare your home for Christmas

Christmas can be magical time of year, and decorating the house is a favourite tradition for many people. Make sure you keep your home and family safe with our handy Christmas check-list.

Get your home prepared for winter

It’s important to ensure that your home is prepared for everything that the winter months might throw at it. Our handy check-list will help ensure that you don’t miss anything out.  Things to check for winter: Check your boiler and heating system – If you haven’t done so already this year, get your boiler checked and/or serviced by…

Children in Need 2015

On Friday 13th November, Policy Expert is showing our support for Children in Need. Every penny raised for Children in Need goes to help disadvantaged children and young people here in the UK.

Four essential elements for home security this winter

The winter is a more tempting time for burglars to scope out properties than at other times of the year as they think they’ll have less chance of getting caught.

El Niño’s coming this winter: Are you prepared… and insured?

Recent predictions from the Met Office suggest this year the El Niño weather front could be at its strongest since 1950, which saw one of the snowiest winters on record.

Government’s Insurance Premium Tax to rise, increasing insurance costs

From the 1st of November the Government is set to increase the amount of tax paid by consumers on most types of insurance premiums from 6% to 9.5%.

Money-saving tips from Moneymagpie

Policy Expert have teamed up with Moneymagpie to offer our customers a free eBook full of money-saving tips and tricks.

Dashboard distractions risk motorist’s insurance cover

Plenty of accidents occur due to drivers checking their mobile phones while at the wheel, but many others are now caused by the increasing amount of ‘dashboard distractions’ newer cars have.

Are you covered for holiday season delays and cancellations?

If the journey to your holiday destination is affected by something unforeseen, and you experience cancellations and delays, what are your compensation options and will you be able to claim on travel insurance?

How posting updates on social media could ruin your home cover

Thousands of holidaymakers are risking financial ruin by tagging themselves in pictures, updating statuses and telling people they’re away on social media.

How getting married could leave you under-insured

Newlyweds are risking financial disaster by not having the correct levels of home insurance in place when they get married, latest research by insurance broker Policy Expert shows.

Protect your home and belongings before you go on holiday

Thousands of Brits will be heading off on holiday this summer without making sure their homes are as safe from burglary. Here’s what thieves lookout for.

Your wedding will cost me how much?!

We all know weddings can be expensive for the bride and groom, and quite often their parents, but latest figures show guests spend a small fortune too.

Are you sure your home insurance covers the garden too?

Many homeowners are risking losing thousands because their home insurance isn’t sufficient for the type of outside space they have and what they keep in it. See why.

Scots make the most generous wedding guests and those in the Home Counties the least

Where in the country do the wedding guests live that spend the most and least? And how much in total do weddings cost those that go?

Don’t risk driving abroad this summer without the right cover

Thousands of Brits take their cars on the big annual summer getaway to continental Europe each year. But a good many go without having the right car insurance.

Why ‘valuables’ are so important for your home insurance

Many people own something of such value that if they lost it, or had it stolen, they would struggle to be able to afford to replace it.

Home insurance gets cheaper for homeowners

Good news for those looking to save money, the cost of your home insurance just got cheaper.

Fire in the hold! But is your home cover invalid?

Think you’ll be able to claim on insurance if there’s a fire in your home? Think again.

Barbecuing risks to your property and home insurance

The reasons for barbecues being at the root of many home cover claims are many and varied. See what the main problems are and how to barbecue safely.

Home insurance tips for first-time buyers

In the emotional excitement of buying a new home, it’s easy to overlook one of the most crucial elements in the process; home insurance.

Rents to rocket to up to £72,000 a year by 2033!

Renting continues to become more and more expensive in many parts of the UK as the demand for housing continues to grow and the number of houses being built doesn’t keep up.

How a tech obsession could invalidate your home cover

The owners of everyday hi-tech items such as laptops, watches and hi-tech TVs face being unable to claim on their home cover as values often exceed claim limits.

World’s safest cities

Would you like to live somewhere that’s really safe? Which also has a highly-functioning infrastructure, a secure digital network and great health facilities?

How to get a good travel cover deal if you’re over 50

If you’re an older traveller, it’s still possible to get a good travel insurance policy at a reasonable price if you know where to look

How driverless technology will slash car insurance costs

The thought of driverless cars might scare you silly, but what if you were told owning one could save you thousands of pounds in car insurance? Might that change your mind?

How understanding car insurance myths could save you thousands

Car cover is the most widely held form of insurance there is, and often the most misunderstood too. Every year many motorists discover they might not be covered…

Top tips for choosing the right estate agent

If you’re looking to put your home on the market, how should you go about choosing an estate agent?

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