Once you’ve bought your Car Insurance it’s easy to tuck the policy document away in a drawer and forget about it for another year. But it could also mean forgetting that the policy will have exclusions and clauses which mean you could find yourself driving without valid insurance at some point.
Homes which linger on the market for months put buyers off as they assume that ‘something’s wrong’. There probably isn’t, but there are some simple effective tricks to sell your home faster.
From time to time, things go wrong in a home which could be classed as an ‘emergency’ and which can be very hard to deal with and remedy. This is why home insurers offer home emergency insurance; the better policies will ensure you’ll have a 24-hour hotline to call and immediate financial help and assistance if things go wrong.
Having to find good local tradesmen when no one you know can recommended one for a job you need doing can be tricky. But getting it right is fundamentally important if you don’t want to have to pay to correct work that was done badly, or even plain wrong. If the work is of a structural nature and involves the electrics, you could be left with a dangerous home which might be breaking the conditions of your home insurance cover.
The locks on your home’s doors and windows are crucial when it comes to your Home Insurance. If they’re good enough, home insurers might give you a discount on your premiums, but if you tick the wrong boxes when opening the cover, you could inadvertently invalidate your policy.
When choosing a car insurance policy it can be quite confusing to know what’s important and what isn’t; what are the ‘must haves’ and what is important but not necessarily vital?
For obvious reasons, most homeowners leave spare keys with friends and neighbours just in case they find themselves outside their home, fumbling in their pockets to no avail, but you’re potentially at risk of invalidating your home insurance.
Bicycles are among the most commonly stolen, damaged or lost items people own. And yet research from leading insurance broker Policy Expert shows that less than half of bike owners have the right level of bike insurance to cover them.
A survey completed by Policy Expert has shown that the majority of Britain’s motorists are quite supportive cyclists on the roads. Indeed, a good number blame other drivers for the frustrations of using the UK’s roads, rather than cyclists and other ‘obstacles’ such as speed cameras and public transportation.
New research by Policy Expert shows cyclists will happily drink more than the legal limit for motorists before riding their bikes, and that motorists want cyclists to be made to pay liability insurance in the same way they have to.
Policy Expert, Home Insurance broker recently surveyed our customers, posing questions to motorist and cyclists, to get their view on the roads. We asked questions about how they feel about other road users and the way they behave on the roads? Whether cyclists are saving the planet, or a risking their lives?
The cost of legal proceedings can be prohibitively expensive, particularly since the introduction of much stricter eligibility rules for Legal Aid. Adding Legal assistance to your Home Insurance policy will give you peace of mind knowing trained advisers and solicitors are never more than a phone call away, if a neighbour dispute should occur.
Driving without Car Insurance is illegal and, some would say, immoral. But the threats of driving bans, fines and penalty points don’t seem to be enough to deter the thousands caught every year from doing so.
Fortunately, this has largely to the benefit of the consumer. Whereas once you would have had to shell out a small fortune for a distressed dining room chair or rumpled old sofa, you can now buy ‘the look’ for knock-down prices, either on the high street or online.
Taking in lodgers can be a great way of easily earning extra cash, you can earn £4,250 a year tax-free without even having to declare it, it’s no surprise that the number of live-in landlords is booming. But many people don’t realise they could be invalidating their home insurance by doing so.
Do you worry that something’s not right at work and you’re heading for a showdown with your employer? Have you good reason to suspect it could all end up in court? And if it did, could you afford to hire the right legal representation to achieve a satisfactory outcome? If you do, having Legal Assistance Cover on your Home Insurance could help you with what can be a very awkward, stressful and possibly costly situation.