Policy documentation

Thank you for purchasing your home insurance cover with Policy Expert. The Key Facts document gives a summary of key covers and exclusions. The Policy Wording is the full contract document. If you’re already a customer, please login to find your Home Insurance documents applicable to the policy you have purchased.

Additional Cover documents

Legal Assistance

We’ve searched high and low to find what we think is the best provider for our family Legal Assistance Policy. Provided to us by Legal Insurance Management, this comprehensive policy offers innovative covers to match today’s growing need for legal advice and protection.

Important points to note on your cover:

  • Cover is for policy holders; the husband, wife or partner of the policy holder (who shares financial responsibility); and the children & parents of the policy holder who normally reside at the risk address.
  • Cover only applies to main residence and not second homes or rented properties.

Home Emergency

Open all day, every day, 365 days a year, our Home Emergency providers are with you when you need them.

Important points to note on your cover:

  • If your primary heating system is more than 15-years old the Primary Heating System (section 2) detailed in your policy wording is excluded.
  • Claims within the first 48 hours of cover will be declined unless you have continuous Home Emergency cover from another provider that will be cancelled when our policy starts.
  • If you are purchasing a ‘contents only’ policy you must have a buildings insurance policy with another provider. Proof may be required in the event of a claim.