Understanding Home Insurance

Checklist for keeping your House Insurance Premiums Low

With a little effort you could potentially cut hundreds, if not thousands, of pounds from the long-term cost of your house insurance.

Protecting yourself with Property Insurance

Whether your property is damaged by floods or fire or if your possessions are stolen, your property insurance should see you back to normal.

How to make a Home Insurance Claim

Here’s how you should go about starting a claim and the best possible steps you should follow during a claim to ensure the outcome you want.

Guide to Home Insurance

Home insurance offers a vital financial safety net by covering damage, loss or theft involving a building’s structure and contents.

Guide to Contents Insurance

Contents insurance is there to make sure that if the worst were to happen, you wouldn’t have to pay to replace all your belongings.

Guide to Buildings Insurance

Buildings insurance is essential for anyone who owns a property as it covers the cost of repairing or rebuilding a building’s structure.

5 Ways to Avoid Under Insurance

Under insuring your home and possessions may seem a reasonably sensible cost-cutting measure as a lower level of cover usually means lower premium

How to Compare Home Insurance Cover

Here’s our guide on how to compare home cover; from preparing for your search, to the key things you should focus on to find the right policy.

How much Home Insurance do I need?

Deciding on the levels of insurance you need isn't difficult, you can work it out and sleep easy knowing you’re covered.

House Insurance Rebuild Costs

Whether you have a mortgage or own your home outright, it's vital that you financially protect yourself against damage occurring to the building.

Home Insurance Comparison: 5 things you need to know

When you compare home insurance quotes, it can become a little confusing and it's all-too-easy to make false comparisons.

Types of Home Insurance cover

When you’re comparing quotes it’s important to understand the different types of home cover available, and the extras you might need to add.
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1 1/5 Its when you claim their true colours become clear
My garage was broken in to and I had a lot of power tools stolen , the garage was locked with a three point locking system up and over door. It appears the lock was forced with another key. When I tried to make a claim I was told because there was no "Forced and voilent" entry I couldn't claim on my insurance. Reading my policy document this isnt true ...it can be either forced OR voilent , it was an attempt to stop my claim. I've made a compalint on their email facility but have no aknowledgement they have recieved my complaint. Warning if a theif uses a lock picking tool to get in your house they will refuse to pay up ...this could cost you thousands. Its when you actually need your policy you can truely make comment on thier services. I've been treated like a fraudster by the very people who should protect me from such instances.
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2 2/5 avoid if you can
I have tried to contact Policy Expert regarding Home Emergency Insurance cover been on the phone for a while then decided to use their calling back system been waiting for hours still waiting,also failed to respond to my law firm regarding legal expenses cover for car accident.
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