Specialist Insurance

Flooding and Home Insurance

UK homes face an increasing risk of flooding as heavy rainfall and violent storms become more frequent and widespread due to climate change.

Subsidence and Home Insurance

This guide should help you understand subsidence better and ensure your home cover is sufficient to protect you against its affects.

Student Home Insurance

Students now tend to carry lots of expensive items around with them, so it’s a financial necessity to make sure they have the right insurance.

Second Home Insurance

Whether you own a second home as a holiday retreat, a base for work or an investment, getting the right home insurance cover is vital.

Protecting your home during Building Works

Many homeowners don’t realise that if they make home improvements in the wrong way they could be completely invalidating their home insurance.

Property insurance for Listed Buildings

Properties which are of the ordinary can be a little more difficult and expensive to get home insurance for than standard homes.

Over 50s Home Insurance

A major financial benefit to getting older is that the cost of over 50s home insurance generally drops for nearly all types of cover.

Outbuilding Insurance for Sheds

Thousands of pounds worth of items are kept in sheds, from mowers and power tools to sports equipment, bicycles and valuable audio equipment.

New Build Home Insurance

New build homes are often more energy efficient, and have brand new kitchens, bathrooms, carpets and have the latest in hi-tech specifications.

Flat Insurance

Whether you own or rent the flat you live in, shopping around for flat insurance can be more complicated than with cover for a house.

Contents Insurance for Tenants

Those who rent nearly always have to provide cover for their own possessions, and tenants insurance provides the financial protection they need.

Bungalow Insurance

Bungalows generally cheaper to insure due to the re-build costs usually being lower than for a ‘normal’ home.

Gadget Insurance

If your gadgets were stolen or broken, it could potentially have a devastating effect, so its important to make sure you’re properly covered.

Working from home and home insurance

What sort of insurance do you need if you work from home? And what might you need to add to your existing cover to take into account what you do?
4.3 Av. rating 4.3/5 (3,314 customer reviews)

We ask every new customer to tell us what they think of our service. Collected by an independent third party – Trust Pilot.

1 1/5 Its when you claim their true colours become clear
My garage was broken in to and I had a lot of power tools stolen , the garage was locked with a three point locking system up and over door. It appears the lock was forced with another key. When I tried to make a claim I was told because there was no "Forced and voilent" entry I couldn't claim on my insurance. Reading my policy document this isnt true ...it can be either forced OR voilent , it was an attempt to stop my claim. I've made a compalint on their email facility but have no aknowledgement they have recieved my complaint. Warning if a theif uses a lock picking tool to get in your house they will refuse to pay up ...this could cost you thousands. Its when you actually need your policy you can truely make comment on thier services. I've been treated like a fraudster by the very people who should protect me from such instances.
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2 2/5 avoid if you can
I have tried to contact Policy Expert regarding Home Emergency Insurance cover been on the phone for a while then decided to use their calling back system been waiting for hours still waiting,also failed to respond to my law firm regarding legal expenses cover for car accident.
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