Home Insurance Guides

Types of Home Insurance cover

When you’re comparing quotes it’s important to understand the different types of home cover available, and the extras you might need to add.

Home Insurance Comparison: 5 things you need to know

When you compare home insurance quotes, it can become a little confusing and it's all-too-easy to make false comparisons.

House Insurance Rebuild Costs

Whether you have a mortgage or own your home outright, it's vital that you financially protect yourself against damage occurring to the building.

How much Home Insurance do I need?

Deciding on the levels of insurance you need isn't difficult, you can work it out and sleep easy knowing you’re covered.

How to Compare Home Insurance Cover

Here’s our guide on how to compare home cover; from preparing for your search, to the key things you should focus on to find the right policy.

5 Ways to Avoid Under Insurance

Under insuring your home and possessions may seem a reasonably sensible cost-cutting measure as a lower level of cover usually means lower premium

Valuables Insurance

Many people own ‘valuables’ of some sort, and these items need to be treated a little differently when it comes to your Home Insurance.

Away from Home Cover

If you carry around gadgets and valuables on a regular basis you will need include Away from Home Cover in your Home Insurance.

Bicycle Insurance

Many people assume their bicycle is covered by their Home Contents Insurance, but it’s important to check your policy wording carefully.

Garden Insurance

When making a claim for garden contents, Home Insurance policies often have a greater number of exclusions and limitations.

Guide to House Insurance small print

It’s vital to take a really close look at the small print when you take out Home Insurance cover to ensure you don't get caught out.

Home Emergency Cover

The costs involved with repairing the damage home emergencies can cause, and paying for replacements can be considerable.

Working from home and home insurance

What sort of insurance do you need if you work from home? And what might you need to add to your existing cover to take into account what you do?

Gadget Insurance

If your gadgets were stolen or broken, it could potentially have a devastating effect, so its important to make sure you’re properly covered.

Bungalow Insurance

Bungalows generally cheaper to insure due to the re-build costs usually being lower than for a ‘normal’ home.

Contents Insurance for Tenants

Those who rent nearly always have to provide cover for their own possessions, and tenants insurance provides the financial protection they need.

Flat Insurance

Whether you own or rent the flat you live in, shopping around for flat insurance can be more complicated than with cover for a house.

New Build Home Insurance

New build homes are often more energy efficient, and have brand new kitchens, bathrooms, carpets and have the latest in hi-tech specifications.

Types of Home Insurance Cover on the Market

Whether you live in a small rented flat or a mansion, most people need some sort of Home Insurance.

Home Insurance: Is legal expenses cover worth it?

Legal expenses insurance (LEI) is available so that if you do need legal advice, such as after an accident, a dispute with a tradesman, because of

What you can’t claim for, but you may have thought you could

Many people are caught unawares when making a claim on their Home Insurance, assuming that they will be covered.

How home improvements can affect your Home Insurance

Don’t let building work invalidate your Home Insurance. Read more to ensure you're covered.

Flat owners Home Insurance Guide

It’s crucial that the building your flat is part of is covered if the worst were to happen and the whole structure was destroyed.

Does where you live make a difference to Home Insurance charges?

Where you live, and most specifically your postcode, can say a lot about you as a person and the life you lead.
4.3 Av. rating 4.3/5 (3,314 customer reviews)

We ask every new customer to tell us what they think of our service. Collected by an independent third party – Trust Pilot.

1 1/5 Its when you claim their true colours become clear
My garage was broken in to and I had a lot of power tools stolen , the garage was locked with a three point locking system up and over door. It appears the lock was forced with another key. When I tried to make a claim I was told because there was no "Forced and voilent" entry I couldn't claim on my insurance. Reading my policy document this isnt true ...it can be either forced OR voilent , it was an attempt to stop my claim. I've made a compalint on their email facility but have no aknowledgement they have recieved my complaint. Warning if a theif uses a lock picking tool to get in your house they will refuse to pay up ...this could cost you thousands. Its when you actually need your policy you can truely make comment on thier services. I've been treated like a fraudster by the very people who should protect me from such instances.
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2 2/5 avoid if you can
I have tried to contact Policy Expert regarding Home Emergency Insurance cover been on the phone for a while then decided to use their calling back system been waiting for hours still waiting,also failed to respond to my law firm regarding legal expenses cover for car accident.
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