Insurance Industry
How body part insurance works
If you’re anything like me, and I hope for your sake you’re not, you might have thought this article referred to cars. It doesn’t. It refers to the celebrity trend that’s been steadily increasing and becoming more widely accepted… Insuring parts of your body.
How much did the big insurers pay out in claims last year?
Winter-proofing your home is essential to avoid expensive repairs, stressful disruptions and unfortunate stations. The last thing you want to see when you get home from work at night is that a tree has collided with your house or a pipe has burst.
Are packaged insurance products any good?
Packaged insurance might not be something you have come across before, but they can be a good way of keeping things simple. It is a fairly new way of using one insurance provider with one plan to cover a range of insurance products. Packaged insurance has been growing steadily in popularity for a few years [...]
Don’t have your insurance claim bulldozed
When you make a claim on an insurance policy, never forget that you’ve paid for the right to do so. The insurer isn’t doing you a favour, but it’s all too easy to feel you should accept whatever settlement offer they make. If you don’t think the settlement is enough, you can always refer your [...]
Do you really know how new-for-old cover works?
You might have an idea of how new-for-old home insurance cover works, but just to make sure, here’s a good look at what the difference is between indemnity and new-for-old home contents insurance.
Why insurers care about climate change
It’s not difficult to understand why insurance companies are concerned about climate change. Their model is based on risk assessment, risk mitigation and capital accumulation. Climate change poses a very real risk to insurance companies. Uncertain and unsettled weather patterns and natural disasters can equal large-scale chaos, loss of life and widespread damage to land [...]
What are the insurance advertising buzz words?
With comparison sites and insurance brands spending big on TV advertising, I thought I’d take a quick look at the difference in language between the two. Unfortunately, I wasn’t able to get a selection of actual transcripts for a fair comparison between a wide range of adverts. However, here’s an idea of some common words [...]
Join the debate: is it ever right to discriminate?
We have posted regular updates on our blog around the recent European Court of Justice’s ruling to ban gender usage by insurers when pricing their policies. The ruling in favour of this law means that men will not be dealt higher car insurance premiums – even though they are statistically worse drivers. Equally, for women [...]
